Received loan text messages all day.

Why do SMS always receive loan information?

That's because your mobile phone number has been leaked, so you always receive these messages, but you can hack them all.

1, spammers will send advertisements in groups through number segments, and all existing numbers will receive short messages. 2. Did you fill in your mobile phone number online or in a public place, or did you leave your number with a certain unit, such as a bank? Some units may sell your number privately to advertisers for profit.

3. Some service providers often check and test the effective number segments by telephone group dialing. After the phone is dialed, it will only ring once and then hang up. Advertisers mainly obtain a large number of figures through the above three ways.

Information leakage, loan platform expansion, and inadequate management of telephone communication companies may all lead to more loan information and more spam messages.

Many institutions, platforms or technology companies will try their best to obtain user information in order to expand the market. For example, they must agree to all the "overlord clauses" when logging in to the mobile APP, otherwise they cannot use the software; When handling membership business, you will also be asked to fill in a lot of personal information. If you don't do it, you can't complete the business naturally.

Some loan platforms spare no effort to collect user information. On the one hand, they will cooperate with apps with a large number of users to legally collect the background user information of the app. On the other hand, they will use the reception in the real-name registration system as an excuse to excessively collect customer information, even including the phone numbers and ID numbers of customers' relatives.

Filling in information is often encountered. This essence is that the behavior of taking personal privacy is habituated, that is, the user does not think that the other party has any problems with privacy. After information is widely leaked, it is understandable to accept junk information. At one time, the author's mobile phone received more than 80 harassing calls in an hour, almost one every minute, which was terrible.

Some lending platforms have special telecommunications services, that is, hiring special telephone specialists to pay a return visit to the telephone information of old customers to obtain better improved data; Some call and send messages to target customers, hoping to broaden the scope of users. Even if only one in a thousand people take the bait, this kind of information bombing can also get high advertising. After all, people who can ask for loan information after reading the information must be very enthusiastic about the loan and the situation is urgent. Some send information to potential customers, publicity first, and closing the net second.

What if I always receive loan information?

If you don't want to receive loan information, there are several ways:

1. Use the interception function of the mobile phone. Some mobile phones have their own spam interception function in short messages, which can be turned on in setting spam interception in short messages.

2. Install mobile phone housekeeper to intercept. There are many mobile phone housekeepers or SMS interceptors in the application square. Select one of them to download and install, and then turn on blocking.

3. Pull into the blacklist. Blacklist the sending number of received SMS, which is more suitable for receiving junk loan information from fixed numbers;

4. Complain to the operator. Call the phone operator's customer service hotline and choose manual service to make a complaint.

Don't trust the loan information sent by strange numbers. Most of them are scammers or unscrupulous small loan companies using base stations to "cast nets".

The simple and popular understanding of loan is to borrow money with interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

The purpose of commercial banks' loan policy is to ensure the coordination of their business activities. Loan policy is the general principle guiding every loan decision. The ideal loan policy can support banks to make correct loan decisions and help banks to operate; Secondly, it is to ensure the quality of bank loans. The correct credit policy can keep the bank's credit management at an ideal level, avoid excessive risks and properly choose business opportunities.

The loan method is the way for banks to issue loans to enterprises. According to the different ways of loan guarantee, it can be divided into credit loan, secured loan and bill discount. Credit loan refers to the loan issued only by virtue of the lender's reputation; Secured loans refer to secured loans, mortgage loans and mortgage loans; Bill discount refers to the loan issued by the lender in the form of purchasing the borrower's unexpired commercial paper, which can be regarded as a special form. At present, the supply of credit funds in China can be divided into three ways, namely, direct lending, indirect lending and loans from buyers and sellers.

I always get a short message on my mobile phone telling me what happened.

There are usually three possibilities:

First, you accidentally registered this platform, entered your mobile phone number, and he will send you the advertising information of the loan.

Second, someone else registered this loan platform with your mobile phone number, or used your mobile phone number as a contact person.

Third, this is a marketing strategy, the so-called "net fishing".

In this case, I suggest you call the customer service phone of this platform as soon as possible for verification. If you accidentally register, ask him to delete or remove this mobile phone binding. If it is a marketing strategy, it can also explain the situation. If you still receive this harassing message, you can join the blacklist and report it as a harassing phone call.

Extended data

In the governance of spam messages, the three major operators have been repeatedly found by the media to make profits by using spam messages, and this laissez-faire attitude has been repeatedly criticized.

So is harassing phone calls. For example, CCTV Finance "Economic Half-hour" reported earlier that for group call harassing calls, operators can judge whether it is harassment according to how many numbers are called out in one minute. It is not difficult to supervise and shut down, but there is a chain of interests behind group calls, harassing telephone operators to earn 5 or 6 cents per minute.

It is precisely considering the importance of the role of operators and the possible interference of harassing telephone interest chains to operators. The "Proposal" puts strict control of harassing phone channels in the first place, requiring telecom enterprises to "who is responsible for access".

In other words, operators should strictly examine user qualifications. For example, in the number section of "95, 96, 400" which is the hardest hit area, if the threshold for approval and issuance is deliberately lowered to open the door for harassing enterprises, or if there is insufficient disciplinary effect on individuals and enterprise users who make harassing calls, then operators will bear the responsibility in the subsequent special rectification.