Will there be a short message when the online loan is settled?

Why do you still receive text messages when the loan is paid off?

After the loan is paid off, the user receives a reminder message. This is because the information is sent by the system in a unified way, and there is a certain lag after repayment, so the user also received a reminder message. As long as the user has paid off the arrears, there is no need to pay attention to the subsequent dunning information. Users can also call the customer service hotline of the loan directly, so that the manual customer service can check whether their loan has been paid off.

After the loan is paid off, it will leave a normal credit report in the user's credit report, which is helpful for the subsequent application for credit business.

Extended data:

Housing loan application conditions:

Buying a house is a large consumption, so many people will choose to apply for a house loan when buying a house.

First, the application conditions for housing loans

1. Applicants need to have legal residence status, permanent residence or proof of residence status of urban residents, so it is best to buy a house in the location of your residence or the city where you live now.

2. The age must be 18 years old.

The applicant must have a legal and fixed job and a stable source of income, and the lender can guarantee that you have the ability to repay the loan principal and interest on time.

4. Need to sign a house sales contract and have paid the down payment ratio stipulated by the bank.

The applicant's credit should be good.

Second, the housing loan application materials

1. Applicants should prepare their own identification documents, that is, valid identification documents;

2. Prepare your own residence certificate, such as household registration book or valid residence certificate;

3. Prepare your work certificate and income certificate;

4. Prepare your own House Sales Contract and related documents;

5. Prepare your own proof of marital status. If you are married, you need to bring a marriage certificate. If you are unmarried or divorced, you need to bring a single certificate.

Benchmark mortgage interest rate:

I mortgage within one year (including one year)

The annual interest rate is 4.35%.

Two, one to five years (including five years) mortgage.

The annual interest rate is 4.75%.

Three, five to thirty years (including thirty years) mortgage.

The annual interest rate is 4.90%.

Although the People's Bank of China has stipulated the benchmark interest rate of mortgage, it is not a rigid standard, that is to say, when determining the mortgage interest rate, banks can fluctuate within a certain range according to the benchmark interest rate of mortgage stipulated by the central bank.

At present, the mortgage interest rates of most banks are higher than the benchmark mortgage interest rate, and some even rise by about 30%. It can be said that China's mortgage interest rate will not only change frequently, but also appear in the form of rising interest rates. Domestic first home loan interest rates generally rose by 5% to 20%. The interest rate of second-home loans also generally rose 10% to 30%.

Is there a voucher for paying off the online loan?

If there is a voucher, the loan platform will send a text message to pay off the loan, or log in to your account in the next app, and you can query the settlement voucher.

My loan has been paid off, why is there repayment information? Thank you.

Let's talk about the loan type and loan term, as well as the specific bank. Otherwise, I can only test the delay of the banking system or the government discount on some policy loans is not in the bank account, so I will always remind you to repay. Just call the bank and ask.

There are many online loans, which are obviously over. Did you send a message or not?

Hello, according to your description, there are three situations:

First, the service is delayed, so even if you have paid, you will still receive the information.

Second, you didn't fully complete the payment, that is, you may need to sign some documents, but you didn't sign them, so you still received the information.

Third, you may be cheated by the place where you sell mobile phones.

If the suggestion is not clear, you'd better take the initiative to ask the local authorities to confirm the situation.

If your rights and interests are infringed, I suggest you go to the legal department to legally safeguard your rights and interests.