Lightning loan collection SMS threat

The "general principles of loans" have corresponding provisions:

Article 32 The borrower shall repay the loan principal and interest in full and on time in accordance with the loan contract. The Lender shall promptly issue the overdue loan collection notice and do a good job in the collection of overdue loan principal and interest.

Lenders charge interest on loans that cannot be repaid within the time limit stipulated in the loan contract; If the principal and interest cannot be repaid or executed, they should be urged to repay or bring a lawsuit.

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Laws and regulations related to the general principles of loans:

Article 27 Lenders' loan interest rates and collection of interest. The lender shall determine the interest rate of each loan according to the upper and lower limits of the loan interest rate stipulated by the central bank, and clearly record it in the loan contract.

A syndicated loan shall identify a loan lead bank and sign a syndicated loan agreement, clarify the rights and obligations of each lender, and jointly evaluate the loan project. The lead bank shall supervise the repayment of the loan according to the proportion determined in the agreement.

Article 28 The borrower has the right to refuse the loan bank or a specific loan manager to ask the borrower for money, property or free services, kickbacks and other forms of returns beyond the loan contract.

Baidu encyclopedia-general rules for loans