What if the medical insurance shows that it has stopped?

1. If medical insurance participation is suspended due to resignation, the new unit will continue to handle the renewal procedures for you when you find a new job. You don't have to worry about this. You can continue to enjoy medical insurance benefits after normal insurance.

2. If you haven't found a job and want to continue to participate in medical insurance, you can apply to the local street social security office or social security bureau as a flexible employee to continue to pay medical insurance. When going through the replacement procedures, you need to bring a copy of the original valid ID card, two recent one-inch bareheaded photos, an application form and a bank card.

Can medical insurance be reimbursed when it is stopped?

First, the medical insurance purchased as a flexible employee will stop from the date of arrears after the file is broken, so it can no longer be reimbursed.

Second, the employee medical insurance I bought before stopped owing for more than three months and can no longer be reimbursed. The time to stop insurance is calculated from the first month of arrears 1 day. No matter what causes the medical insurance to be suspended, the medical expenses incurred during the suspension period cannot be reimbursed.

If everyone's medical insurance is suspended for more than three months, the basic medical insurance benefits will be restored after 90 days from the date of renewal. The arrears or suspension of medical insurance will have a certain impact on everyone, so everyone should pay the medical insurance fee in time.

What are the functions of medical insurance?

1 is conducive to improving labor productivity and promoting the development of production.

The establishment and improvement of medical insurance can better promote social progress and production development, relieve the worries of workers, let them work with peace of mind, and help promote production.

2. Adjust the income gap and reflect social equity.

Medical insurance can adjust the income gap by paying medical insurance service fees and collecting medical insurance premiums, which can reflect social equity.

3. An important guarantee for maintaining social stability

If the insured person falls ill or has an accident and needs treatment, the medical insurance will reimburse the medical expenses arising from the treatment and give certain economic help to the workers, which is conducive to regulating social relations and social contradictions.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.