What does the Agricultural Bank of China reserve mean?

Reservation is a preparation set in the project plan to reduce the cost and schedule risk. Reserve is a fund set up to cope with future repurchase, redemption of capital debts or prevention of unexpected losses, including loan and securities loss reserve and sinking fund.

Savings should be the interest of the deposit bank, called savings. Generally, 1 100 yuan is the main factor. What is the annual interest rate, such as one-year annual interest rate 1.75%. You have a one-year fixed deposit, and the interest at maturity is 175 yuan.