How long does it usually take to get a successful withdrawal after receiving a short message from ICBC?

It usually takes 10 working days to know the result after ICBC submits the application for quota adjustment.

Credit card transfer includes two aspects, one is temporary quota and the other is fixed quota.

The requirement for applying for a temporary credit line is to hold the card for at least three months. The cardholder calls the bank and applies to the customer service. The bank will evaluate and make adjustments according to the cardholder's card usage and credit information.

Temporary quotas are valid for up to 3 months. Upon expiration, the quota will be automatically transferred back to the original quota, and the part exceeding the original quota cannot be recovered, that is, it cannot be used after being put into use, and must be paid off in one lump sum on the bookkeeping date.

To apply for a fixed credit card for at least 6 months, the cardholder needs to provide relevant credit certificates, such as car, house, etc. After submission, it will be reviewed by the relevant departments of the bank, and the result will be known within 3 working days.

How much credit card of ICBC can be increased, whether it is temporary or fixed, depends on the cardholder's recent card use and habits.

If you usually digest a lot, you can repay on time, there is no overdue record, and the promotion volume is relatively high. Because of the large amount of consumption and many times, it proves that the cardholder has a large demand for cards and can repay them on time, which proves that the cardholder has good credit and belongs to high-quality customers. Banks are willing to give large sums of money to high-quality customers.

However, even if the cash withdrawal is successful, you have a high quota, so don't spend it lavishly, but spend it according to your own economic ability. After all, this is a credit card, not a savings card, and the used amount will be paid back sooner or later. At the same time, keep in mind the repayment date of the card, repay it on time, and maintain a good habit of using the card. If it is not returned on time, it will affect personal credit information. If the repayment pressure is high, you can apply for installment repayment.

If the amount provided by the bank is too large for you to use up, there is no need to apply. Receiving a text message does not mean that the withdrawal is successful. The cardholder takes the initiative to call to apply, and it will be successful if it passes.

The above is my reply to the question "How long will it take to receive the short message from ICBC". I hope I can help you.