Increase in industrial credit card limit

How to raise the Industrial Bank credit card? The skills and methods are yours!

It is not difficult to apply for a credit card, but there is a lot of knowledge about how to increase the credit card limit. Many friends have applied for the credit card of Industrial Bank, but they still feel that the credit line is not enough. After using it for some time, the credit limit has not been improved. What's the matter? In fact, every bank has its own methods and skills to increase the credit card limit. How to raise the credit card limit of Industrial Bank? Let's get to know each other.

Credit card withdrawal skills of Industrial Bank

1. The car purchase contract is not acceptable to Industrial Bank. If you just want to buy a car, you can apply for a quota at the counter with a car purchase contract, which is generally 100%.

2, diversified consumption, spend more, try to brush merchants who cooperate with banks, or industries that banks like, and brush credit cards. At this time, violence is needed.

3. When traveling abroad or on business trip, you can call customer service to apply for cash withdrawal. After all, banks like consumption abroad and have a high pass rate.

4. The "accompanying loan" of Industrial Bank is a credit card loan, which can be applied through customer service. Because it takes up the credit card limit, you can apply for an accompanying loan limit higher than the credit card limit. In order to successfully apply for business, you may be directly given a quota.

Industrial Bank Credit Card Withdrawal Entrance

1, as applied by Industrial Bank official website.

2. Download the Industrial Bank APP on your mobile phone and apply through online service.

3. Call the Industrial Bank's credit card customer service hotline 9556 1, press 8 to switch to manual service, and apply to the customer service to increase the temporary or fixed amount.

How to improve the credit card limit of Industrial Bank is introduced here. Generally speaking, banks like consumption abroad and diversified consumption, and maintain good repayment habits. After using it for a period of time, it is very simple to increase the dosage.

Does anyone know how to improve the credit line of Industrial Bank? How much can I improve the first time?

First, the method of increasing the quota:

1, continuous frequent credit card consumption.

Persistence means that after you have a credit card, you should insist on long-term credit card consumption. It is best to have a credit card spending limit every month for more than three consecutive months. Don't freeze it for a long time.

Frequent consumption means spending anywhere you can swipe your card, regardless of the amount. The more credit card times and services, the better. If you swipe your card at one time, it is easy for the bank to think it is suspicious and it is difficult to increase the quota.

2. Pay attention to the credit card limit and temporary withdrawal.

Pay attention to the credit card limit and make full use of temporary withdrawals.

3. Stick to the application and seize the opportunity to apply.

Insist on applying and seize the opportunity to apply, and have both. For credit card users, you can insist on telephone application to increase the credit card limit, because different customer service or staff have slightly different attitudes and principles in handling this application. Maybe the last one failed and the next one passed. Sticking to the record left by telephone application will also help to increase the application amount in the future.

4. Threaten to use the cancellation card or suspend sleep.

Threaten to use a pin card or suspend sleep. When your application has been rejected many times, you can consider using this trick. Tell the customer service or staff of the bank directly that if the credit card limit cannot meet the actual needs, you will consider returning the card. It is best to present some facts, of course, the attitude should not be too bad, and it is best to combine hard and soft, so that it is easy to get room for discussion and consultation.

Second, about the improvement of the quota:

You can apply for increasing the credit limit six months after opening the card, and the number of banks added for the first time will be adjusted according to your consumption record. According to your application, Industrial Bank will approve a certain overdraft limit for your credit card, within which you can sign up to open an account and withdraw cash.

The cardholder of the secondary card can enjoy the total credit line with the cardholder of the primary card, or the cardholder of the primary card can set a certain proportion of the credit line for the secondary card, which is also enjoyed by RMB and USD accounts.

Extended data

Handling of special circumstances of industrial bank's credit card

● Credit card expiration

We will automatically renew your credit card within two months before it expires. And send you the new card by registered mail, without any formalities. To ensure your rights and interests, when you get a new card, please sign in the signature column on the back of the new card, and follow the credit card activation steps prompted by the card issuing letter. When you finish the activation procedure of the new card, please cut and destroy the old card yourself. If you can't get a new card on time when the credit card expires, please call the 24-hour customer service hotline 9556 1 for enquiry.

● Credit card damage

When your credit card can no longer be used due to damage, breakage, blurred signature or demagnetization of magnetic stripe, please call the 24-hour customer service hotline 9556 1 immediately to apply for card replacement.

● Lost credit card

If you accidentally lose the card, please call the 24-hour customer service hotline 9556 1 to report the loss immediately to prevent the card from being stolen. You can also choose to log in to the credit card online banking of online Societe Generale; Or send the short message "34" (the last four digits of the credit card) to 9556 1, and confirm the loss report only after receiving the short message reply from our bank; Or report the loss in person at our outlets.

● Changes in personal data

If your personal information such as contact information changes, please call the 24-hour customer service hotline 9556 1 to update your personal information.