How to pay the renewal fee of AIA?

No matter whether AIA is good or not, I will send you a good dry goods: "I don't know, AIA used to have these routines."

If you want to renew AIA, you can directly consult an insurance broker or contact customer service in official website. If you want to start AIA, you might as well get to know this company first.

First, the development background of AIA

AIA first came to Chinese mainland in 19 19, gave up the Chinese mainland market for various reasons, and finally officially entered China in 1992. At present, AIA is headquartered in Hongkong, China, and set up a branch in Shanghai in the same year. In terms of time, it can be regarded as a century-old enterprise.

Second, the only wholly foreign-owned insurance company

It is precisely because AIA was established earlier that it successfully avoided the restriction that the proportion of foreign capital should not exceed 50% of the company's total share capital and became the only wholly foreign-owned insurance company in China.

Three. Solvency in the first quarter of 2020

Solvency represents the insurance company's claim ability and is the basic index to measure the financial situation of the insurance company. The higher the solvency, the more stable the financial situation of the insurance company, and the less likely it is to go bankrupt.

The newly announced core solvency in 2020 is as high as 464.37%, which shows that the company has abundant funds and does not have to worry about bankruptcy.

Which insurance companies have higher solvency? I have sorted it out here: solvency ranking | Which insurance company can "compensate" the most in 2020? 》

4. What AIA products are cost-effective?

AIA mainly deals in life insurance, accident insurance and health insurance, and has also launched many financial annuity insurance products. I have arranged all the main products in this table:

Is AIA worth buying? It also depends on the specific product, so I will choose a product for a brief introduction, taking the "Quanyou Xianghui 20 19" critical illness insurance currently promoted by AIA as the evaluation object:

Advantages:

1. Adequate protection: high incidence, serious illness and mild illness are guaranteed, and death and total disability are guaranteed;

2. Flexible disease protection: You can choose to add multiple compensation for serious illness, multiple compensation for cancer and accidental injury protection.

Insufficient:

1. For mild diseases, only 20% of the insured amount is paid for the first two times, which is not practical enough. There are hidden groups, such as brain diseases, and only one of the four items is paid.

2. The cost performance is not high, and the premium burden is heavy, which is not suitable for working families to buy.

Generally speaking, AIA has a strong background, but there is still a big gap compared with China's national life, Ping An and the Pacific Ocean. Of course, you can't just look at the insurance company when buying insurance. In fact, the product itself is the most important. It is best to compare more before buying: "The top ten stocks of critical illness insurance are worth buying! 》

Hope to adopt!

The same number on the whole network: Xueba said insurance, welcome to search!

Source: Xueba said that insurance official website