Pat the emergency contact of online loan and fill in my number at will, but I don't know how that person reports it.

Pat the emergency contact of online loan and fill in my number at will, but I don't know how that person reports it.

Friends who have applied for internet micro-loans should know that when we borrow money, we need to fill in our own basic information such as name, ID card and bank card, and we also need to authorize our own address book and write our own emergency contact number. This is to avoid the situation that the online lending platform cannot contact the borrower. Some users don't want their family and friends to know about their loans, so they just fill in an unfamiliar number, which leads some friends to become emergency contacts of online loans inexplicably. How to deal with this situation? These complaint channels are very useful! The method is as follows

Since most online loans are unsecured and unsecured credit loan products at present, in order to ensure that borrowers can repay their loans smoothly, borrowers will be required to fill in at least two emergency contacts. However, the platform will not verify whether the emergency contact person filled in by the borrower has obtained my consent, and will only frantically harass the emergency contact person after the borrower's online loan is overdue. In this case, the emergency contact person can make it clear to the lending platform that he has little contact with the borrower or doesn't know him at all. If the online lending platform continues to harass, he can keep relevant evidence, such as SMS screenshots, telephone recordings, etc., and report complaints in the following ways:

1, Financial Office: Now many online loans are unlicensed anti-aircraft products, so I suggest that you can go directly to your financial office and call them to complain.

2. CBRC: Some banks and financial institutions also have violent collections, such as various consumer finance. You can call the CBRC directly or leave a message online in official website, and someone will reply to you.

3. Gathering complaints: This is the largest complaint platform among the people, which has certain binding force on the registered company platform with formal qualifications, while 7 14 anti-aircraft guns and routine loans have little effect, but everyone still gives it a try.

4. 1232 1 Network Bad and Spam Reporting Acceptance Center: You can download the APP in official website and report it at any time. This platform mainly accepts fraudulent calls, harassing calls, spam messages and other reporting services, and is the most effective way to complain about telephone harassment.

5. Help: If the online loan collection involves serious violent collection, such as beating, detention, smashing and looting, insulting and hurting. , you can call the police directly. It is recommended to keep relevant evidence, provide audio and video recordings if possible, and check the injury if necessary.