How to check the money in the public account

1. Telephone inquiry: Dial the phone number of the card-issuing bank, enter the bank card account number and password, and follow the voice prompts to inquire the payment details;

2. Inquiry through online banking (Take Bank of Communications as an example):

Operating environment:

Brand model: iQOO neo5s

System version: OriginOS Ocean

Baidu Browser: v5.22.0.30

Use Baidu browser to open Bank of Communications (www.bankcomm.com) online banking to know the payment details;

3. Counter inquiry: Go to the branch of the card-issuing bank and give the official seal and receipt card to the counter staff. The counter can check the payment details; you can also make self-service inquiries in the receipt box.

4. SMS inquiry: If you want to check the payment details, you can activate the SMS notification service and check the payment details at any time.

1. Public account

A public account refers to a non-personal bank account, which is an account with a company or enterprise name approved by the industrial and commercial administration department as the bank account opening name. The unit's payroll, special management of special-purpose funds, daily transfer settlement, and cash receipts and payments are all carried out through various corporate settlement accounts. The company's corporate accounts are divided into four categories: basic accounts, general accounts, temporary accounts and special accounts.

2. Business-to-business transfer processing

Public-to-business transfers, as the name suggests, refer to company-to-company transfers or unit-to-unit transfers. There are four specific methods for transferring funds from public to public.

1. The most common and least recommended option is cash payment. Because cash payments will involve some tax issues, the tax bureau will frequently review them, which is very detrimental to the company.

2. The simplest and most widespread way is to transfer money online. You can fill in the content as required according to the information provided by the company to be paid. Then check the required options and authorize it.

3. Go to the bank where your company has an account to fill out the remittance form, and stamp it with the special financial seal and legal person seal before you can conduct business-to-business remittances. Moreover, the two stamps must be consistent with the seal left by the bank.

4． In addition to fund transfers, there are also wire transfers from other places, transfer checks within the same city, and bank or commercial acceptance drafts, which are also common transfer methods.

3. Public-to-private transfer processing

Public-to-private transfers are generally cash payments or online banking transfers. The specific operation is similar to "public to public". Public-to-private transfers are relatively strict. Because every transaction that occurs in the public account requires accounting processing. However, if the prescribed procedures are followed and the purpose is reasonable, public-to-private transfers can be made. The so-called reasonable refers to the expenditure of funds such as wages, borrowings or reimbursements. But if you want to "use public funds for private use", the problem will be big.

4. Transfer Arrival Time

Because online banking transfer is a transfer method adopted by almost all companies, we specifically explain the choice of transfer time. Under normal circumstances, there are three options for remittance time:

1. "Real-time arrival" means that after the transfer application instruction is issued, the money will be deducted immediately and remitted in a timely manner, which can be used in the event of emergencies;

2. "Ordinary arrival" refers to non-real-time arrival, which will cause a delay. It will take about two hours for the account to be debited and remitted. This will give the remitter a buffer to facilitate timely correction;

3. "Next day arrival" means that after the transfer application instruction is issued, the payment will be deducted and remitted until the next day.