Joke Collection Website - Public benefit messages - Is it true that you received the short message from China Railway Company Limited?

Is it true that you received the short message from China Railway Company Limited?

Overdue repayment of credit cards will not only charge interest and liquidated damages, but also affect personal credit records and later personal credit or financial services. Banks will also recover the arrears by telephone, SMS, door-to-door and legal means. It is suggested to communicate with the collection personnel in time for repayment.