How to prepay the installment Lele Flower Card?

How to prepay the installment Lele Flower Card?

If the installment Lele Flower Garden Card needs to be repaid in advance, the customer can find the bill on the personal account page of the installment Lele APP, select the bill that needs to be repaid in advance on the bill details page, and then select the prepayment option to repay in advance according to the system reminder.

Customers can also call the service hotline 95730, press the 1 key and then press the 0 key, ask the intelligent voice to explain the prepaid request, and then provide personal identification information. At that time, the system will send a short message to the customer, and the customer can prepay through the link in the short message.

How to prepay Lehua Card?

Lehua Card is a credit service provided by installment music. When repaying the arrears in advance, you can operate it on the installment music app. Specific steps: 1. Open the installment music APP and click on mine below.

2. Click on the bill.

3. Click on the bill details.

4. Click on the time above to check the bill to be returned every month.

5. Click Repayment in the current month, and then click Confirm Repayment.

Users can't have overdue repayment when using Lehua Card, because there will be penalty interest after overdue repayment. The longer the time, the more penalty interest will be generated, and the platform will collect it after overdue repayment. The common collection method is to call the borrower until the user returns the arrears.

It should be noted that the overdue repayment of Lehua Card will be collected at the meeting, which will affect the handling of various loans, such as car loans or mortgages. This overdue record will be kept for 5 years after overdue repayment, and will automatically disappear after 5 years. If not, it will continue to be recorded.

Staging Music belongs to Shenzhen Staging Music Network Technology Co., Ltd., and cooperates with JD.COM Mall and many partners in business model. The platform mainly provides various support for the rational consumption of young people and white-collar workers. The scenes involved include 3C digital, outdoor sports, beauty care, education and training.

Version information: Take staged music version 6. 16. 1, Apple13 (IOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.

How does Lehua Card operate if it wants to repay in advance?

The prepayment steps of Lehua Card are as follows:

1, turn on the staged music in the mobile phone; 2. Click on mine below; 3. Click on the bill; 4. Click on the bill details; 5. Click on the time above to check the bills to be returned every month; 6. Click on the month to repay, and select Confirm Repayment.

Note: Lehua Card prepays part of the amount, and the service fee is halved. If you choose to repay in full, you need to calculate the loan interest on a daily basis. At the same time, Lehua Card must repay on time, and there will be overdue records for credit investigation.

Expand:

Lehua Card is a product of staged music platform, which was jointly launched by Nanjing Bank and staged music platform. Users can log in to the installment music App first, find the personal credit limit, click on the personal credit limit page, and you can see the entrance of Lehua card, then follow the page prompts, bind WeChat payment, fill in relevant information, and open Lehua card; After the borrower obtains the credit line of Lehua Card, he can directly withdraw the cash and use it, or bind the Lehua Card on WeChat and use the credit line of Lehua Card for consumption through WeChat. Ordinary users can apply for the Lehua card directly through the installment mobile app. According to the needs of users, Lehua Card supports adjusting the number of trading periods at any time, with a minimum of 1 and a maximum of 24 periods, with different interest rates in different periods.

Lehua Card belongs to installment music, which is a credit product jointly launched by installment music and cooperative banks. After opening, you will get a bank electronic account of Lehua Card, and then add the card number of the bank electronic account to WeChat/Alipay, which can be used in consumer scenarios such as WeChat/Alipay. For example, Alipay internal transfer, Taobao, offline scanning payment, WeChat red envelope, WeChat transfer, WeChat change recharge, WeChat transfer to bank card, JD.COM, Hungry, ofo, offline scanning payment and so on.

Lehua card uses the installment loan quota, not the shopping quota. Therefore, Lehua card can't be placed in the installment music mall; Also, Lehua Card cannot be used to purchase wealth management products (including Yu 'ebao and Orange Wealth Management).

If you want to open the Lehua card, the basic conditions that customers need to meet mainly include the following:

1. At least 18 years old, with full capacity for civil conduct;

2. The installment account is normal, and there is a bank card under the personal name;

3. Have a stable and legal source of economic income and the ability to repay the loan principal and interest on schedule;

4. Personal credit is good, and there is no bad credit record in the credit report.