What does Chengdu Bank need to apply for a card?

Just got the bank card of Chengdu Bank. I hope my answer can help you. Chengdu Bank only needs to bring valid personal identification documents to the counter to apply for bank cards (debit cards).

What is a debit card? In life, a bank card handled in a bank is called a savings card. Savings card is actually a kind of debit card, which can also be called debit card at ordinary times. Debit cards are issued by banks to users. This card has no credit limit and needs to be deposited before use. According to the function, it can be divided into transfer card, special card and stored value card. The special card here refers to the debit card used in a specific area with special purpose (except for department stores, restaurants and entertainment industries).

Debit cards can only be processed through the bank counter, and the bank will charge a certain fee when applying. At the same time, debit card applications are divided into one, two and three types of accounts, among which one type of account has the most complete functions and belongs to one card, and there is basically no restriction on its use. It should be noted that an ID card can only be used for one type of account debit card in a bank. There will be restrictions when using the second and third debit card accounts. Specifically, the daily limit of the second type account is 10000 yuan, and the annual limit is 200000 yuan; The balance of three types of accounts cannot exceed 1 0,000 yuan, with a daily limit of 5,000 yuan and an annual cumulative limit of 1 0,000 million yuan. It is worth mentioning that none of the three types of accounts has a physical card, and only one card number can be obtained after application. After the debit card is processed, various services can be opened, such as short message service, online banking, mobile banking, and binding to third-party platforms. When the SMS service is opened, the bank will charge a certain fee on a monthly or annual basis, so that users can keep abreast of the changes in the bank card quota after opening.

In daily use, it should be noted that debit cards must protect passwords to avoid password disclosure and personal losses. Users can protect the security of funds in the card by frequently modifying the transaction password. At the same time, avoid saving too much money in the bank card. Finally, it should be emphasized that an ID card can only handle four debit cards in a bank.