Hohhot's new policy of stabilizing housing prices: differentiated purchase restrictions, and commercial loans are not allowed for three or more houses.

Public trust. Com Hohhot 65438+10.8 (Aolan) On the 8th, the reporter learned from the information disclosure platform of Hohhot municipal government that the "Implementation Plan of Hohhot Real Estate Market Regulation" (hereinafter referred to as the "Plan") was recently announced.

Hohhot is the capital of Inner Mongolia Autonomous Region and a third-tier city. In recent years, house prices have been rising all the way, which has attracted much media attention. According to public information, from September 20 18 to the end of July 20 19, the year-on-year growth rate of local new house prices has been higher than 15%, and the year-on-year growth rate of second-hand houses has been the first among all large and medium-sized cities in China for eight consecutive months, and even exceeded new houses in some months. Previously, Hohhot Real Estate Agency Association issued the "Notice on Cooperating with the competent authorities to carry out industry self-discipline, self-inspection, rectification and standardization of the second-hand housing market".

The "Proposal" was issued by the Hohhot Municipal People's Government, emphasizing the need to standardize the operation of the real estate market and fully stabilize housing prices. One of the important means is "differential restrictions on housing loans".

It is clearly stated in the "Proposal" that those who apply for commercial loans to purchase commercial housing should have a down payment ratio of not less than 20% for the first suite and not less than 40% for the second suite. Those who purchase three or more houses should not apply for commercial loans.

The "Program" also imposed restrictions on provident fund loans. The "Proposal" stipulates that if you apply for a housing provident fund loan for the purchase of commercial housing, the second application must be made five years after the first provident fund loan is paid off, and three or more applications for housing provident fund loans will not be accepted. (End)

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