Do you know when Changsha loan to buy a house and bank mortgage will be deducted?

Many friends want to buy a house, but they can't come up with the full amount at the moment. Many friends will think of applying for a loan to buy a house, but we know that if the loan is not repaid in full and on time, the borrower's personal credit information will be in a bad state, resulting in a bad credit record.

Some borrowers complained that their mortgage had been overdue for seven times, so the bank quietly canceled the mortgage discount. The key is that there has been no SMS reminder for repayment. I feel even more distressed that there is no SMS to remind this matter, and I have to go to the outlets to print the running list myself.

Do you know when to deduct the bank mortgage when buying a house loan in Changsha?

(1) China Merchants Bank

In Changsha, the borrower who applied for the mortgage of China Merchants Bank sent a short message to remind him of the mortgage 2-3 days before the repayment date, specifying that the loan would be deducted before the repayment date 12. If the borrower needs to transfer money for repayment, it is best to do so before the deduction time.

(2) Shanghai Pudong Development Bank

It is best to deposit the repayment funds of Shanghai Pudong Development Bank before 5 pm that day.

(3) Bank of China

The China bank mortgage applied by the borrower shall be deducted once in the morning on the repayment date, and deducted again in the evening if the balance is insufficient.

Reminder: The mortgage deduction time of different banks is different, so in order to avoid the influence of factors such as inter-bank transfer repayment or off-site transfer repayment, we must remember to ensure that the repayment finance arrives in full one day before the agreed repayment date, and pay attention to the fact that the transfer amount can be slightly larger than the amount to be deducted. Try to avoid the phenomenon of overdue or insufficient payment affecting personal credit information.