How to inquire about the credit line of China Everbright Bank?

Everbright Bank Sunshine Credit Card has been approved. There are several ways to check the credit limit of a credit card:

1. After logging in to online banking for self-registration, log in to personal online banking again to check the credit limit;

2. Call customer service, transfer to manual service, and check the credit limit;

3. Go to the bank counter and ask the assistant for help.

4. Check the credit limit at the ATM.

Note: Some banks need to obtain a credit card before they can inquire about the credit card limit.

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type

The credit limit includes the overall credit limit and the credit limit of a specific customer.

1. Total credit line refers to the total scale of credit sales made according to its own situation and external environment, which is used to guide and control daily credit sales decisions.

2. The specific credit limit refers to the maximum amount of goods that customers can buy on credit within a certain period stipulated by the enterprise.

The credit line represents the tolerable risk of credit sales and bad debts undertaken by enterprises to customers. Too low credit limit will affect the sales scale of enterprises, increase transaction frequency and transaction cost; Excessive credit line will increase the collection cost and bad debt risk of enterprises.

The scope of credit line includes (export): credit line, letter of credit (export) mortgage loan line (commonly known as packaged loan), export draft, export collection draft, etc. ?

In the way of credit line, the credit line needs to be guaranteed, which can be provided by other companies or mortgaged by real estate. The amount of credit line is generally 50% of the company's net assets, or 10 times of the company's capital, or 30% of the company's annual import and export volume. The term is one year, and it can be recycled within the term.

Baidu encyclopedia-credit line