Problems and Analysis of Credit Card Withdrawal in CITIC Bank

CITIC Bank's credit card has a cash withdrawal function. If you are in urgent need of cash flow, you can use a credit card to withdraw cash for emergencies. However, there are certain restrictions on the withdrawal of CITIC Credit Card. In order to make everyone withdraw cash successfully, I sorted out the related problems of CITIC Credit Card withdrawal and made an analysis for everyone.

Question 1: What are the withdrawal methods of CITIC Credit Card?

Answer:

CITIC Credit Card adopts various existing methods, including but not limited to our counter outlets, ATMs, counters of other branches and ATMs of other banks, as follows:

1. Cash withdrawal at the bank's counter: CITIC credit card holders can withdraw cash at any branch of CITIC Bank with valid identity documents and credit cards. Cash withdrawal at the counter requires a transaction password.

2. ATM cash withdrawal of the Bank: CITIC Credit Card holders can use their credit cards to withdraw cash at the ATM of CITIC Bank, with no inter-bank handling fee.

3. ATM withdrawal from other banks: CITIC credit card holders can choose ATMs with corresponding logos at home and abroad according to the card issuer logo printed on their credit cards.

4. Cash withdrawal at other banks' counters: CITIC credit card holders can choose a bank counter with corresponding logo to withdraw cash overseas according to the logo of the card issuer printed on the credit card.

Question 2: Does CITIC Credit Card adopt the existing restrictions? How much can I get at most?

Answer:

Citic credit card withdrawal not only has a total amount limit, but also has an upper limit of daily withdrawal and monthly withdrawal.

1. The withdrawal amount of CITIC Credit Card depends on the cardholder's use of the card, and generally does not exceed 30% of the credit limit; There is no interest-free period for credit card withdrawal, and there is a handling fee. You are advised not to deposit money in your credit card.

2. For domestic withdrawal of CITIC Credit Card, the daily withdrawal of each card shall not exceed 2,000 yuan; Overseas cash withdrawal shall not exceed $65,438+$0,000 per card per day, and the cumulative amount shall not exceed $5,000 per month.

Question 3: Is there a charge for withdrawing cash from CITIC Credit Card? How much is the handling fee?

There is a handling fee for withdrawal of CITIC Credit Card. According to the different charging standards for domestic withdrawal and overseas withdrawal:

1. Domestic cash withdrawal: the handling fee is charged at 2% of the cash withdrawal amount, with a minimum charge of 20 yuan;

2. Overseas cash withdrawal: a handling fee of 3% of the cash withdrawal amount is charged, with a minimum charge of 3 yuan dollars or 30 yuan dollars or 3 yuan euros;

The specific charging standard depends on the card type, and the cash withdrawal fee will be different for different cards.