What is the Fortune Link transaction? A text message came from Agricultural Bank of China.

1. If the word "Tenpay" is displayed in the transaction information, the transaction is usually paid through Tenpay Quick Payment. This type of transaction generally includes WeChat Pay, WeChat Red Envelope, QQ Red Envelope, or through When shopping online, choose Tenpay to pay, which is a third-party payment method

2. The process for users to complete online transactions using Tenpay is as follows:

1. Online buyers open their own online banking and have their own online bank account. Buyers and sellers click on QQ Wallet to activate their Tenpay accounts. Buyers top up their Tenpay accounts. Funds are transferred from your online bank account to your Tenpay account.

2. The seller protects the payment collection function through an intermediary, selects physical or virtual items, and truthfully fills in the product name, amount, quantity, and type to submit. After submission, the system will notify the buyer to pay. After the buyer pays, the system will notify the seller to ship the goods.

3. Wait for the seller to ship the goods. For physical items, you can click "Transaction Management" to check the transaction status. For virtual items, please check your email. The status will be determined by email. TenPay sends a shipping notice to the seller.

4. After receiving the notification, the seller will send the goods according to the buyer's address. After the buyer receives the goods, he logs into Tenpay to confirm receipt and agrees that Tenpay will allocate money to the seller. Tenpay transfers the frozen accounts payable from the buyer's Tenpay account to the seller's Tenpay account. For sellers to withdraw cash, sellers only need to set up a bank card with their own name to complete the withdrawal. Cards that have not opened online banking can also withdraw cash.

Extended information

Tenpay only supports QQ credit cards of Industrial and Commercial Bank of China, Agricultural Bank of China, China Everbright Bank, Bank of Communications and Industrial Bank. The following is the detailed information:

Industrial and Commercial Bank of China

1. USB-Shield customers: The single limit and daily limit are both the overdraft limit of the credit card itself.

2. For customers with static passwords registered at the counter: the total cumulative limit is 300 yuan or the limit of the credit card itself, whichever is lower.

3. Electronic banking password card customers:

(1) Mobile phone SMS authentication has been activated: the single transaction limit is 2,000 yuan and the daily limit is 5,000 yuan;

(2) Mobile phone SMS authentication has not been activated: the single transaction limit is 500 yuan and the daily limit is 1,000 yuan.

Agricultural Bank of China

1. Credit card (credit card): supported;

2. Quasi-credit card: divided into dynamic password card and mobile certificate The single transaction limit for dynamic password cards is 1,000 yuan, the daily limit is 3,000 yuan, and there is no limit for mobile certificates.

Reference materials Baidu Encyclopedia Tenpay