Xiaoying's card loan is overdue, and he said that he would go through judicial procedures. Is it true?/You don't say.

Fake. I called you to say that the prosecution should go through judicial procedures. There are several possibilities:

The first is that it may be because of your loans overdue, and they urge you to repay in this way in order to attract your attention;

The second is that the other party may have sued you to the court, so the court will usually send you a text message or call you to get the prosecution materials or subpoenas at this time. If you don't appear in court, the court is likely to make a judgment by default, and you also need to fulfill your obligations under the court's judgment.

To sum up, whether it is true or not, we should pay attention to it and avoid taking unnecessary legal responsibilities.

How do you all consult the customer service of Xiaoying Card Loan?

The best way for the customer service of Xiaoying Card Loan is to ask in official website, and it is best not to try other methods easily, because it is probably a hateful liar who cheats money.

The credit card was sued for overdue, and now there is really no way to withdraw money. What should I do?

Article 196 of the Criminal Law commits credit card fraud under any of the following circumstances, and if the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property. Generally speaking, the infiltration of malicious funds refers to the bank's behavior of not paying back for more than 3 months after two reminders for the purpose of illegal possession. However, if all the overdraft interest has been repaid after the public security organ files a case and before the people's court makes a judgment, it may be given a lighter punishment, and if the circumstances are minor, it may be exempted from punishment. If the amount of malicious overdraft is large, and all overdraft interest has been repaid before the public security organ files a case, and the circumstances are obviously minor, criminal responsibility may not be investigated according to law.