Failed to apply for credit line.

There is a limit to the loan, but the failure of the loan may be due to overdue, or the friends around you are often overdue, or the borrower is lazy, which leads to the failure of the application.

First, try to avoid any overdue.

Many users are 1-2 days overdue, sometimes because they are too busy to remember. However, investors still mind.

Second, some friends I know are overdue.

If you have many friends who are often overdue or lazy, it may also affect your loan. The risk control system will detect that even if your repayment credit is good, it will be affected.

There is nothing wrong with spending in advance on the premise of having confidence in your repayment ability, but we still do not advocate excessive spending in advance. If users spend too much in advance, it will also have adverse effects.

In addition, if the loan has not been repaid, the first loan must be repaid in at least two installments, and the available amount in the account is greater than or equal to 700 yuan before borrowing again.