Ccb financing belongs to bank exchange or commercial exchange, and can only be stored in the CCB system, not across banks.

"Rongxintong" products are mainly suitable for the following enterprises and related situations: export enterprises that have insured short-term export credit insurance with China Export Credit Insurance Corporation; Export enterprises with the needs of revitalizing accounts receivable, accelerating capital turnover and financing;

Enterprises with CCB's credit rating of B or above, in which the buyout business needs to reach AA or above; When developing new customers, export enterprises don't know much about the risks of the buyer and the area where the buyer is located; When the export adopts high-risk settlement methods such as D/A and OA.

There are six main advantages in expanding the "financing" products of CCB.

First, there is no guarantee, no mortgage. Enterprises with a credit rating of BBB or above in CCB can enjoy unsecured and unsecured credit financing.

Second, it can effectively avoid exchange rate risks. Enterprises can effectively avoid the risk of exchange rate fluctuations by handling "financing" and realizing accounts receivable in advance through spot settlement.

Third, it is suitable for a variety of settlement methods. "Rongxintong" covers all settlement methods such as letter of credit, D/P, D/A and credit sale (OA), and comprehensively solves the financing needs of diversified settlement methods. Flexible settlement methods can greatly improve the international competitiveness of export enterprises.

Fourth, the procedure is simple and quick. The procedures of "Rongtong" are simplified, the process is shortened, and the efficiency is improved, so that export enterprises can get financing money on the same day.

Fifth, the financing cost is low. The product has low financing interest rate, no mortgage, guarantee evaluation and other expenses, and export credit insurance enjoys premium return support, which greatly reduces the comprehensive financing cost.

Sixth, the risk of export proceeds is low. After the enterprise is insured, the accounts receivable are safe and the financing is convenient, so it can boldly explore the international market with confidence.

Big river. Com- China Construction Bank's "financing" makes financing easier.