Shanghai Pudong Development Bank will be sued if its credit card is overdue for several months.

How long will Shanghai Pudong Development Bank be sued for overdue credit cards?

Under normal circumstances, the cardholder is overdue for more than 3 months. After repeated unsuccessful collection by the bank, the bank will sue the cardholder. Once losing the case, the cardholder will bear all the expenses of the bank, and will be included in the gray list of the bank, or even go to jail.

The overdue credit card of Shanghai Pudong Development Bank generally has the following situations:

1. If the credit card of Shanghai Pudong Development Bank is overdue for one month, the bank will inform the cardholder. If the cardholder has used the credit card before, the overdue impact will not be great.

2. If the credit card of Shanghai Pudong Development Bank is overdue for two months, the bank will inform the cardholder how much late payment fee has been collected. At this time, the cardholder needs to repay as soon as possible, otherwise it will affect personal credit. If the cardholder maintains a good personal credit after paying off the card account, there will be no big problem.

3. If the credit card of Shanghai Pudong Development Bank is overdue for three months, the bank will inform the cardholder that the financial regulations and contract instructions have been affected. In this case, it must be repaid. As long as the cardholder repays within three months, the bank will not sue.

4. If the cardholder fails to repay the loan after the bank calls and leaflets are collected, and the overdue period is more than three months, the bank will sue the cardholder, and after five months, the court leaflet will be received; At this time, Shanghai Pudong Development Bank will send the cardholder's credit record to the State Credit Supervision Bureau; Of course, the result of the prosecution is definitely that the cardholder loses the case.

In any case, credit card is a double-edged sword, with advantages and disadvantages. Be cautious when using credit cards, and combine your own economic strength, rational consumption and moderate consumption.