How to determine whether a bank card is a type of card?

Bank cards can be queried as a first-class card or a second-class card in the following ways: 1. Query through online banking, log in to personal online banking, and view the bank category information in the bank card list. Second, go to the bank service outlets to check the account under the personal name, and check whether it is a first-class card or a second-class card in the bank card details. 3. From the transfer point of view, if the cumulative transfer exceeds 1 10,000 yuan a day, it is a first-class card.

Method 1: Online banking inquiry

Online banking inquiry is the most convenient and quick method. In the bank card with online banking function, you can basically check whether the bank belongs to the first-class card or the second-class card through online banking. Take ICBC card inquiry, mobile phone model Huawei Glory 20PRO and ICBC Mobile Banking Version 7. 1.0.5.0 as examples to show you how to inquire through mobile online banking.

The first step is to log in to personal online banking through the login button in the upper left corner of mobile banking.

Step 2: Click "Account" to inquire about all bank card accounts under the personal name.

The third part, find the bank card account we want to query, and check whether the corresponding bank card is a first-class card or a second-class card on the bank card account.

Method 2: Inquire about banking service outlets.

Banking service outlets cover all basic services, and inquiring about the types of bank cards is of course included. Usually, we only need to bring valid certificates (such as ID cards within the validity period) to the bank outlets, and we can query all the accounts under our own names through self-service terminals or counters, and then we can know whether the corresponding bank cards belong to the first-class cards or the second-class cards by looking at the detailed information of the corresponding bank cards.

Method 3: judge by transfer.

The essential difference between the first-class card and the second-class card lies not in the surface of the bank card, but in the function setting of the bank card by the banking system. The essential difference between the first-class card and the second-class card is that the transfer amount of the first-class card can be set to be very large, while the maximum transfer amount of the second-class card can not exceed 6,543,800 yuan a day, and the accumulated amount of one year can not exceed 200,000 yuan. With this functional difference, we can judge whether the bank card is a first-class card or a second-class card through the transfer test.

If we transfer more than 10 thousand yuan to the corresponding bank card, this bank card can receive this remittance, which means that this bank card is a first-class card; If this remittance cannot be remitted, it means that this bank card is a second-class card.