What does "one-click repayment" mean?

One-click lending means that after the last loan is paid off, the platform allows users to make a second loan, and in many cases, the amount of the second loan is higher than the first loan. Relatively speaking, it is still relatively reliable. As long as the user's credit is good and the platform is reliable, the loan can be repeated.

First, the necessity of online business loan portfolio

In line with the double line of online loans, it is aimed at online merchant loan customers who repay fixed loans (that is, equal principal and interest/average capital). From the fifth month of normal repayment, according to the repayment record and credit record, the system will trigger the credit for the huge sum that has been repaid, and the customer can use it directly as long as it is confirmed (the loan term is about 6 months, subject to the contract, with interest paid on a monthly basis, and it will not be repaid at maturity). From then on, the amount will be increased when using it. The more money you have, the more you spend.

Second, the normal one-click refinancing rate of credit wallet

If the repayment of the credit wallet is normal, you can submit a new loan, and the repayment rate of the customer will definitely be higher than that of the first application, but it is relatively low. Recently, it was found that many customers failed to refinance with one click after normal repayment, but few customers could refinance. You'd better repay from the previous credit wallet later, so the repayment rate will be lower, because many customers who repay normally have lower repayment rates. When you apply for a credit wallet, you won't keep calling back. You can apply for a credit line within a few minutes after submitting the information, and the user can sign the contract after issuing the credit line. If the submitted data shows that the remaining loan products have been recommended after the initial review, then this display actually means being rejected. The rest of the money is recommended, but the platform will still review the qualifications of users when applying.

To sum up, loan products are very common now. As long as the user's credit is high, it is not difficult to get a loan, but the loan must be repaid on time.