Is it necessary for ABC Pocket Bank to send text messages every time it logs in?

No, take iphone 12 and ios 14 as examples. After downloading the Pocket Bank app, you need to enter the mobile phone number of your registered Pocket Bank, and the program will generate ciphertext information. Please do not modify any letters in the email, and send the email directly using the mobile phone number of your registered pocket bank. Wait for SMS reply, whether the activation is successful or not. If the activation is successful, restart the client login and it can be used normally. After the activation is successful, just enter the password directly when downloading and logging in again.

Activation method for first login of ABC Pocket Bank:

1; The first login sends encrypted SMS activation to bind the customer's mobile phone number with the mobile phone.

2; According to the page prompts, enter this mobile phone number and send an activation message to the Agricultural Bank.

3; The system will process the activation request according to the registration information and SMS number.

4; If the activation is successful, the mobile phone number will be bound to the mobile phone.

5; You don't need to reactivate the mobile phone number next time.

The differences between ABC's mobile banking and handheld banking are as follows: Take iphone 12 and ios 14 as examples.

1, with different advantages

Mobile banking pays more attention to security settings while realizing fast financial services.

Having the mobile phone number recognition function is equivalent to adding a key to open the mobile banking held by customers. Without the customer's mobile phone number, it is impossible to log in to mobile banking with the corresponding identity, which greatly improves the security of mobile banking.

Handheld banks will display the customer number for identity confirmation after the customer logs in to avoid being fished.

In addition, when the query password set by the user is too simple, the system will automatically prompt the user to modify the password.

2. Different industries

Mobile banking can inquire about payment services, including account inquiry, balance inquiry, account details, transfer, water and electricity charges collected by banks, telephone charges, etc.

Pocket banking shopping business refers to the customer's purchase of goods through the mobile banking platform after binding the mobile phone information with the banking system; Financial management business, including stock trading and foreign exchange speculation.

3. Bill variance

Mobile banking issues ordinary VAT invoices and special VAT tickets, while pocket banking can only issue ordinary VAT invoices.

Special tickets, that is, ordinary taxpayers, can deduct part of the tax rate for the company, and pocket banks cannot deduct the input.