How long does it take for Ant Loan to pass the audit?

After the ant loan is approved, it will immediately lend the money to Alipay balance, while the loan to the savings card will be based on the arrival time of each bank. Generally speaking, after the applicant submits the application, the system will review it within 24 hours and notify it by SMS.

How long can the ant loan pass the examination and approval?

Ant borrowing is a loan service launched by Alipay. Its biggest feature is that it can be borrowed and returned with it. The longest repayment period of ant borrowing is twelve months, and the daily interest rate of the loan is 0.045%.

The operation process of ant borrowing is to open Alipay, enter the "My" page and click "Ant Borrowing"; Then click "borrow money", enter the amount, and set the repayment period and repayment method.

Then determine the total loan interest and monthly repayment date, set up a collection account, and click "OK" to complete the application. Generally speaking, the loan term can be 3 months, 6 months, 12 months, which cannot be customized.

After the user submits the application, the system will start the review. No matter whether the final review result is passed or not, the applicant will be notified by SMS within 24 hours at the latest. After the application was approved, the loan began.

If the selected collection account is Alipay balance, it will arrive immediately, as long as you pay attention to Alipay prompt information at any time. However, if the selected collection account is a savings card, the arrival time of each bank shall prevail.