What does it mean that the credit card receives a risk control message from Industrial Bank saying that there are consumer behaviors that are not in compliance with supervision?

This is a risky consumer operation and a suspicious transaction.

Article 56 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks still stipulates that card-issuing banks should formulate credit card transaction authorization and risk monitoring management systems, and equip them with necessary equipment, systems and personnel to ensure 24-hour transaction authorization and real-time monitoring.

For credit card accounts with suspicious transactions, risk management measures such as contacting the cardholder to confirm, adjusting the credit line, locking the account and stopping payment urgently should be taken in time. The issuing bank shall conduct risk investigation through telephone verification, bill adjustment or field visit, and handle suspicious transactions in time, and report the case to the public security organ in time if necessary.

Extended data:

The relevant requirements for using credit cards stipulate that:

1. The issuing bank shall provide complaint handling services, establish a unified and efficient complaint handling process according to the characteristics and complexity of credit card products (services), clarify the complaint handling management department, and disclose the complaint handling channels.

2. The issuing bank shall promptly remind the cardholder of the overdraft amount due and the repayment date. Unless the cardholder provides false information or changes the contact information without notifying the issuing bank.

Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks