What bank is Meizhou China Merchants Bank? Is the deposit safe

As long as the initial investment amount is 50 yuan, the 5-year deposit interest rate will reach this level, which is already a high interest rate product among all kinds of deposit products. However, there are not many investors who know Meizhou China Merchants Bank, so there will be some concerns when buying the deposit products of this bank. So what kind of bank is Meizhou China Merchants Bank?

What bank is Meizhou China Merchants Bank?

1, bank nature

Meizhou China Merchants Bank is a private bank approved by China Banking Regulatory Commission. 20 17 officially opened with a registered capital of 2 billion yuan. Founded by Baoxin Energy, Tapai Group and other enterprises, it has a physical bank outlet in Meizhou City, Guangdong Province.

2. Deposit interest rate

The deposit interest rate of Meizhou China Merchants Bank is relatively high. According to the official information released by the bank, the deposit interest rate is considered to be relatively rare among city commercial banks and rural commercial banks.

The interest rate of lump-sum time deposit is also much higher than the benchmark interest rate of the central bank: three-month interest rate for three months, one-year interest rate for three years, and five-year interest rate for five years. The interest rates of three-year and five-year time deposits are comparable to those of many large banks in the same period, but the threshold of time deposits is much lower than that of large deposit certificates, so the deposit interest rate of Meizhou China Merchants Bank is relatively more advantageous.

Customer Easy Deposit launched by Meizhou China Merchants Bank on the Internet platform is a smart deposit product. The initial deposit amount is the same as that of time deposit, but the deposit interest rate is higher, and the 5-year deposit interest rate reaches 5.35%.

3. Deposit safety

Although Meizhou China Merchants Bank is a private bank, it is also a regular licensed bank in China. Both conventional deposits and smart deposits are protected by the Deposit Insurance Regulations, and deposits within 500,000 yuan can be paid in full, so the deposits of Meizhou China Merchants Bank are very safe.

The above information about what kind of bank Meizhou China Merchants Bank is, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.