Generally speaking, JD.COM gold bars are not paid for one day for these reasons.

JD。 COM gold bars are cash loan products of Jingdong Finance. Its application is very simple and is automatically approved by the system. Basically, it will be available soon. So, what is the reason why JD.COM gold bars have not been paid for one day? Let's have a look.

JD.COM gold bars have not been paid for one day.

1. User's loan application needs to be audited through outgoing calls.

It takes 2 hours to check outgoing calls by phone. If you can't contact the borrower, it will delay some time. If you contact the borrower, it will have to wait for approval. After approval, it takes 1 hour to arrange the loan. Generally speaking, the loan may not be received for one day.

2. The user's gold bar loan shows "loan under review"

According to the customer service of gold bars, in this state of loan review, it usually takes one day to review. If "Pending Approval" is displayed, it is expected that the lending time will be relatively faster.

3. Gold bar loan information does not meet the requirements.

For example, wrong filling, incomplete information, ID card upload failure, etc. All these may lead to the extension of the approval time, so the lending time will also be extended.

4. There is no prompt on the bank card after the funds arrive.

Jingdong Financial's customer service said that some banks may not be prompted to enter the account and need to check whether the bank card balance has changed. So, if they don't receive the loan one day, it may be that they didn't receive the information.

5. The status of the bank card is abnormal or it is a second-class card.

Class II cards are mainly used for personal finance, investment and consumption, which are somewhat similar to credit cards and do not meet the requirements of bank cards for gold bars lending in JD.COM. However, the abnormal state of the bank card, such as the loss of the bank card is frozen, the card is cancelled, and the ID card is expired. , may lead to the failure of JD.COM gold bar lending.

6, encounter system maintenance, delay a day.

Including the system maintenance of JD.COM gold bars, the lending bank or the receiving bank will all lead to the delay in lending. If network failure is added, it is not impossible that the loan will not arrive in one day.

Lending time of JD.COM gold bars

Internet micro-loan products such as JD.COM Gold Bar are characterized by convenience and rapidity in the time of risk control review and arrival. Except for special circumstances, they usually pay quickly.

Of course, after the user borrows money, it is an account. Borrow from JD.COM Gold Bar, starting from 500 yuan. If the loan is successful, it will be directly transferred to the personal loan bank card. Under normal circumstances, the funds will arrive in 30 minutes. In some cases, a staff member will communicate with you by telephone for review, and the review will not affect the timeliness of the account. Please refer to the bank card receipt of the receiving bank for details. Successful borrowers need to pay off the current bills before each repayment date. If it is overdue, a certain penalty will be charged.

These are the common reasons why JD.COM gold bars don't pay for one day. I hope it will help everyone.