I received a short message from Bank of Communications today: Dear customers, worry-free credit card helps you pay more attention to your credit card! This period has received 12.00 yuan. What is this

I received a short message from Bank of Communications today: Dear customers, worry-free credit card helps you pay more attention to your credit card! This period has received 12.00 yuan. What is this? Card Worry-Free Service is a bank value-added service that Bank of Communications provides the contracted cardholders with reminders of consumption and cash withdrawal transactions, reminders of repayment transactions (counter, self-service equipment repayment) and SMS reminders of transaction failure through SMS. It belongs to a fee-based service. Customers who customize the "worry-free card use" service will be responsible for card replacement fee, ID card, driver's license, passport replacement fee and 72-hour card loss guarantee service during the service period.

At present, the card worry-free service is 12 yuan /3 months/card. This fee will be deducted from your credit card main account the day after the customized service, and will be automatically renewed when the service expires. If you cancel in advance, the fee will not be refunded.

Note: If you hold more than one credit card, you need to open it separately and pay it separately. The fee for the secondary card is included in the main card account.

You can cancel the service if you don't need it. At present, you can cancel the worry-free service by credit card, mobile phone, official website, online banking, telephone banking and other channels. If you cancel during the service period, the fees charged will not be refunded.