How to check personal credit report? How to query personal credit information quickly?

There are several ways to inquire about personal credit reports: the central bank's credit information system in official website, queuing at the local people's bank office, and the people's bank's points in commercial banks.

First, the central bank's credit information system official website inquiry

1. To inquire about personal credit information, first open the search engine, search the Credit Information Center of the People's Bank of China (be sure to click the certified official website to prevent pirated websites from stealing personal information), click the Internet personal credit information service platform, and then click Start immediately. If you have an account, you need to register your account for the first time, click New User Registration, and then enter your name, ID number and verification code. After registration, you can log in.

2. After logging in, click Apply for Credit Information, and then select a verification method, including bank card verification, digital certificate verification and question verification. Choose a suitable verification method, and then choose the information you want to query, which is also three items, namely personal credit information prompt, personal credit information summary and personal credit report. You can select all three options and click Next.

3. Take bank card verification as an example. Click Next and select Get UnionPay Verification Code. Then enter the bank card number, name, ID number and mobile phone number reserved when handling the bank card in the pop-up page. Click Submit for verification, and a verification code will be prompted. Then return to apply for credit information, enter the verification code, and then click Submit, and you will be prompted to enter the identity verification code. Then the mobile phone will receive the identity verification code, and you can query it after entering it.

Two, to the local people's Bank of China.

The location is: the credit management department of the local people's bank inquires. At this time, some people don't understand what kind of bank this China People's Bank is-this bank is a government agency and exists in every city. When you go to the office of the credit management department of the local people's bank, there must be a special, relatively large and hall-like place for your convenience.

Three, the people's Bank of China set up inquiry points in commercial banks.

In order to facilitate credit inquiry, the People's Bank of China has set up special inquiry machines in many commercial banks, which can inquire and print reports. It is also convenient to query credit information in this way. It is more convenient to print the letter or paper. Generally speaking, banks need paper as a reference. At the same time, we should also remind everyone that credit card bills must be repaid on time and cannot be overdue. In addition, if the personal credit report is inquired for loan preparation, the loan can be successful only if the loan owed by the name is returned before the inquiry.