How long can I buy car insurance in advance?

Auto insurance can be bought three months in advance, and the effective date of the insurance renewed in advance will not take effect until the old policy expires, and the insurance system will automatically associate it in the same area.

At present, the services of insurance companies are very caring. When the insurance period of car owners is approaching, they will remind them one month in advance, and the person in charge of insurance will call or send text messages at different time intervals to inform car owners to renew their insurance in time.

or you can apply for insurance directly from an insurance company with the following materials: driving license (original, photocopy and photo, you can choose one of the three) and ID card (photocopy and photo, both sides, you can choose one of the two) if the applicant is an individual.

if the applicant is an enterprise organization code certificate (photocopy and photo, you can choose one of them), the current purchase channels are: 4S shop to buy or call the insurance company's customer service phone to buy auto insurance, online purchase auto insurance from the insurance company in official website, and find an agent of the insurance company to buy auto insurance. Reference:

Motor vehicle insurance?

1. Automobile insurance generally refers to motor vehicle insurance, which means automobile insurance (auto insurance for short), and refers to a kind of commercial insurance that is liable for personal injury or property loss caused by natural disasters or accidents.

2. Motor vehicle insurance, that is, "auto insurance", is a means of transport insurance with the motor vehicle itself and the third party's liability as the insurance subject.

3. Its insurance customers are mainly legal persons and individuals with various motor vehicles; The subject matter of insurance is mainly various types of cars, but it also includes special vehicles such as trams, battery cars and motorcycles.

4. The real development of motor vehicle insurance was after the Second World War. On the one hand, the popularity of automobiles made road accident danger a universal social danger; On the other hand, many countries will include all kinds of cars.

5. The third party liability of motor vehicles is included in the scope of compulsory insurance. Therefore, motor vehicle insurance business is a universal insurance business in the world.

since 29, with the rapid development of China's automobile industry, China's automobile production and sales have been ranked first in the world for three consecutive years. By the end of 211, the number of automobiles in China has exceeded 1 million, making it the second largest automobile owner in the world after the United States.

7. Data show that by the end of 211, the number of motor vehicles in China was 225 million, including 78.72 million private cars, up 2.4%, and 49.62 million civilian cars, up 23.2%, including 43.22 million private cars, up 25.5%.

8. Due to the rapid increase in the number of cars, the auto insurance market is also developing rapidly. In 21, the auto insurance premium in China was 42.17 billion yuan, and the auto insurance industry turned losses into profits for the first time. By 211, domestic auto insurance premium income reached 35.4 billion yuan, up 16.66% year-on-year.

since 195s, with the rapid expansion of automobile manufacturing in Europe, America, Japan and other regions and countries, motor vehicle insurance has also been widely developed, and it has become the most important business insurance in various countries. By the end of 197s, automobile insurance had accounted for more than 5% of the total property insurance.

1. From the perspective of China, with the increase of car ownership year by year, car insurance has become a major part of the non-life insurance market in China, and it is also the largest type of property insurance.

11. At present, in domestic insurance companies, the premium income of auto insurance business has accounted for more than 5% of the total premium income of their property insurance business, and the premium income of some companies accounts for more than 6% of the total premium income of their property insurance business. The profit and loss of auto insurance business directly affects the economic benefits of the property insurance industry.

12. According to the statistics of insurance association of china, up to now, there are 135 insurance companies and 36 insurance intermediaries, most of which have already started auto insurance business.

13. The market competition will become more and more fierce. Statistics show that in 211, the market shares of PICC, Ping An and CPIC's auto insurance premium income were 36.54%, 18.63% and 13.53% respectively, accounting for 68.7%, which was 25.76 percentage points lower than the market share of 94.46% of the three major auto insurance companies in 21.

reference: Baidu encyclopedia auto insurance.