More than 3 million yuan of Pingdingshan Bank was transferred by taking advantage of loopholes in the secondary account system.

A few days ago, a criminal judgment issued by the Zhanhe District People's Court in Pingdingshan City caused an uproar on the financial website. According to the judgment, during the period from 20 17 to 20 18, the defendant Zhu bound the first-class bank cards of China CITIC Bank, Industrial and Commercial Bank of China and Minsheng Bank to the Pingdingshan Bank app downloaded by his mobile phone, and registered the Pingdingshan Bank 1 1 second-class account for these three bank cards through mobile banking.

20181211,Zhu found that there were no debit messages on the Class I bank card of CITIC Bank, but the balance of the Class II account of Pingdingshan Bank increased accordingly.

On March 20 18, 12,1to 20 19, 2 1 year, Zhu repeated the above recharging operation 166 times with three class I bank cards with no balance. The 11II account opened by Pingdingshan Bank was transferred to the bank's own funds, totaling 311.83 yuan, of which110,000 yuan was used to purchase wealth management products and handle large time deposits through the trading platform of Pingdingshan Bank, 265,438.

In four months, Pingdingshan Bank didn't notice anything unusual. It was not until March 22, 20 19 that the police were called. The public security organs arrested Zhu Moumou in Guangzhou and frozen the illegal money in five bank cards totaling 1948086.87 yuan. Zhu used the remaining funds to buy a large number of electronic products, clothing, gold and silver, and travel expenses. The public security organs seized more than 70 mobile phones, 5 notebook computers and 3 tablet computers. According to the appraisal of Henan Zhongtai Assets Appraisal Firm, the value of the seized clothes and shoes was RMB 34 1835, and the value of electronic equipment was RMB 2004 18 yuan.

It is worth mentioning that from February of 20 18 to February of 12 to February of 13, Zhu also used the same method to recharge the Xinjiang bank app to two second-class and third-class accounts registered in his name eight times, and used system loopholes to recharge the Xinjiang bank.

Compared with Pingdingshan Bank, Xinjiang Bank found that the account was abnormal in the last half month, and on February 26th, 2065438+2008, it asked Zhu to return the bank funds. On the same day, Zhu returned 56,000 yuan to Xinjiang Bank.

There is always a price to pay for getting something for nothing. Criminal judgment in the first instance showed that the court held that Zhu secretly stole other people's property for the purpose of illegal possession, and the amount was extremely huge. His behavior constituted theft, and he was sentenced to fixed-term imprisonment of 1 1 year and fined 200,000 yuan.