Can Central Plains coupons not be uploaded?

There is a problem if the coupons are not uploaded. Once the coupon is not uploaded, the borrower will ask the applicant to repay the remaining outstanding loan amount in one lump sum, and will also recover the loan amount, and ask the borrower to pay liquidated damages, which may even make it impossible to apply for a loan again next time. In order to verify the use of funds, the bank will request to upload the consumption voucher, and the cardholder must upload the real consumption voucher within 3 days after receiving the SMS.

1. What is a coupon?

A coupon is a receipt or invoice after your own consumption. If you can't issue a valid invoice for online consumption, you can use the consumption flow as a proof of consumption. First of all, compared with receipts, invoices and receipts are still very popular in banks and can be counted as consumption vouchers. When submitting the consumption voucher to the bank, you can directly provide the invoice. Second, if you spend money online, but you can't issue a valid invoice, you can note the running water and purpose so that you can apply for proof of consumption. Third, if the items purchased or used are single, you can ask the other company to issue a consumption voucher and affix the official seal, thus attaching the consumption flow.

2. Do coupons have to be invoices?

No, coupons don't need invoices. The consumption voucher can be a receipt or invoice after consumption. For example, invoices in shopping malls, small receipts from merchants after consuming credit cards and consumption vouchers can prove the purpose of users using credit cards or loans. If you can't issue a valid invoice for online consumption, you can use the consumption flow as a proof of consumption.

3. How many days does it take to review the coupons?

The review of coupons will be completed within 7 working days at the earliest and about 2 weeks at the latest. Generally, after receiving the uploaded vouchers, people from relevant departments will review them. In order to confirm that the uploaded consumption voucher is true and valid, it needs to be checked, for example, matching the consumption voucher with the consumption purpose of funds to verify its authenticity, which will lead to the review time process.

4. Can I open the coupons at will?

There are many forms of consumption vouchers, such as bills of lading, invoices, contracts, transfer vouchers and electronic receipts. As long as the user's funds are used for consumption purposes, you can ask the merchants to issue coupons. Generally speaking, enterprises that print tax invoices by machine need to pay taxes, while most enterprises are willing to issue handwritten invoices. However, the premise of issuing coupons is that users have real consumption. If false documents are issued, the consequences of fraud will be more serious if the bank finds out.

Legal basis:

Article 242nd of the Civil Procedure Law of People's Republic of China (PRC): If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution. The people's court has the right to seal up, freeze, transfer or change the price of the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform. When the people's court decides to seal up, freeze, transfer or change the value of property, it shall make a ruling and issue a notice of assistance in execution, and the relevant units must handle it.