Will Jiufuwanka still receive credit information? No, what will happen?

Jiufuwanka will not accept credit for the time being.

Consequence: A certain overdue fee will be charged and a series of collections will be made at the same time.

Consequences of overdue repayment of credit cards:

1. Overdue will produce bad credit records, which will affect your personal credit and future credit business.

2. Overdue repayment will generate interest and liquidated damages.

3. Long-term non-return may violate the law, and the Bank reserves the right to sue.

The extended information credit card blacklist refers to users who have been overdue for a long time, failed to make repeated dunning, and illegally cashed out. , and has been listed as refusing credit by relevant banks. Blacklist data is kept in the personal credit information system of the central bank for five years, and negative information such as particularly serious and obviously malicious bankruptcy is kept for ten years. If the retention period exceeds, the negative record will be deleted in the personal credit report.

Record deletion

Blacklist data is kept in the personal credit information system of the central bank for five years, and negative information such as particularly serious and obviously malicious bankruptcy is kept for ten years. If the retention period exceeds, the negative record will be deleted in the personal credit report.

If you want to get rid of it, you have to wait five years. After the five-year retrospective period, the bank will automatically cancel the blacklist. However, please note that if your original behavior is too bad, the bank can ask for further traceability (provide relevant certificates, such as repeated door-to-door failures, malicious fraud, etc.), which means it will last for five years or even permanently.

Extended data:

Baidu Encyclopedia: Credit Card Blacklist