What should I do if I have no money before I owe it to a small loan company? What are the consequences?

What should I do if I have no money before I owe it to the microfinance company? What are the consequences? What if the money owed to the microfinance company is gone? 1. If it is really unable to repay, it shall negotiate with the credit company to extend the repayment period or return it in installments.

2. If the credit company fails to perform the court's judgment within the performance period after suing the court and winning the case, it will apply to the court for enforcement.

3. When accepting enforcement, the court will inquire about the real estate, vehicles, securities and deposits in the name of the lender according to law.

4. If the lender refuses to perform the effective judgment of the court because there is no enforceable property under his name, negative information such as overdue repayment will be recorded in the personal credit report, which will restrict high consumption and entry and exit, and may even lead to judicial custody.

5. Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling.

6. Article 313th of the Criminal Law stipulates the crime of refusing to execute a judgment or ruling. The judgments and orders of the people's courts are capable of execution, and if the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.

What should I do if I have no money before I owe it to the microfinance company? 1. If I really have no repayment ability, I should negotiate with the credit company to extend the repayment period or return it in installments.

2. If the credit company wins the case in the court, you can apply to the court for enforcement if you fail to perform the court's judgment during the performance period.

3. When the court accepts enforcement, it will inquire about the real estate, vehicles, securities and deposits in your name according to law.

4. In addition, if you have no executable property in your name and refuse to perform the effective judgment of the court, your personal credit report will have negative information such as overdue payment, and will be restricted from high consumption and entry and exit, and may even be judicial custody.

5. Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling.

6. Article 313 of the Criminal Law The crime of refusing to execute a judgment or written order. If the circumstances are serious, those who refuse to execute a judgment or written order shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.

What are the consequences of a loan company running away after lending/What are the two most effective ways for a small loan company to apply for a large credit card?

One of the most effective methods: submit proof of property.

For large credit cards, the choice of bank credit cards is irrelevant. What matters is whether your real estate license meets the regulations of this bank.

Generally speaking, real estate license includes: real estate, automobile production, wealth management products, etc. Personal name.

Take Minsheng Bank as an example, its large credit cards are divided into diamond cards (with a quota of 200,000), luxury platinum cards (80,000) and standard platinum cards (40,000).

If personal property is provided, the required conditions are: standard platinum card requires the property value to be more than 800,000 yuan, luxury platinum card requires 6,543.8+0.6 million yuan, and diamond card requires more than 3.2 million yuan.

However, the bank does not accept the vehicle ownership certificate.

Guangfa Bank, China Merchants Bank, etc. Accept the relevant certificates of automobile production.

The second most effective method: using cards to handle cards.

It is an effective way to handle large credit cards with cards. Take Minsheng Bank as an example, there is no need to provide any additional proof of assets: the applicant is required to use the credit card for more than half a year, and the credit limit of the card is at least 40,000. The processing conditions are: the original card limit is more than 40,000, and the standard platinum card, luxury platinum card is more than 80,000, and the diamond card 15000 is more than that.

To apply for a large credit card, according to the standards of the bank scoring system, some conditions are used, such as good credit record, superior occupation, stable income and high deposit.

If the recommendation card can't be made, you can only spend money to find someone.

Do ka, get cash, and you can find me.

What are the consequences of small loan companies running away?

Loans are recommended to regular banks.

Regular banks are troublesome but safe.

Loans from regular banks can also guarantee the security of your private information.

Remember to bring collateral and ID card.

I just owed a thousand dollars to the microfinance company. What will happen if I don't? I will use the card to deal with these situations.

The main card applicants are basically China citizens (including Hong Kong, Macao and Taiwan) and foreign citizens with full civil capacity between 18-65.

Supplementary card applicants must be at least 13 years old.

Information to be provided for credit card processing of CCB:

When filling in the application form, please provide copies of the identity documents of the applicants of the main card and the sub-card (domestic personnel provide resident identity cards, overseas personnel provide passports, Hong Kong and Macao residents' passes to and from the mainland, and visit relatives or mainland travel permit for taiwan residents).

Providing your own work certificate, income certificate, real estate certificate, automobile production certificate, financial assets certificate and other supporting materials will help your application to be processed as soon as possible.

Credit card limit is the maximum limit for overdraft consumption and cash withdrawal for cardholders according to the information and credit status provided by cardholders when applying. Available credit limit refers to the unused credit limit in your credit card. The available amount will decrease with each consumption, and will be restored accordingly with your repayment in each installment.

Puka: 1 0,000-10,000, where there is no gold card, you can get 50,000;

Gold card: 10000-50000, city cards only have gold cards, with a quota of 50000-50000;

Platinum card: 50,000 plus temporary quota. Basically, there are more than 60,000, and there are more than 200,000;

Unlimited card: Only platinum cards are invited to issue cards, saying that it is unlimited, but there is still a limit, just like platinum cards, 5W fixed amount+temporary limit. Do ka, get cash, and you can find me.

What will happen to the money of microfinance companies in the end? 1, penalty interest and liquidated damages. If the loan is not repaid, the first thing you encounter is a high penalty interest. Some financial institutions need you to pay liquidated damages on the basis of penalty interest. These expenses add up to a lot of money.

2. Credit damage. If you borrow money from the bank and fail to pay it back within the time limit, your personal credit report will be stained, and it will be more difficult to apply for credit cards and loans in the future. Even small loan companies are not included in the credit report, and there is a "blacklist" system in the circle. If a company does not pay back, it will be difficult to approve other loans.

3. Collect in various ways. Banks and small loan companies have their own collection systems. Novices will send you text messages and call you to collect money. In serious cases, there will even be a collection staff pressing you around the clock, which will seriously disrupt your work and life.

If sued, the assets may be confiscated. Financial institutions will also arm themselves with laws. If you don't pay the arrears, you will be prosecuted if the amount is relatively large. Once the court makes a verdict, even if you are reluctant, you must execute the "repayment ruling". Otherwise, the court will seal up the property under your name according to law and repay the arrears with the proceeds from the auction.

If the circumstances are serious, you will go to jail. Generally speaking, such incidents as non-repayment of loans are civil disputes and will not rise to the criminal level. However, if the borrower refuses to implement it, it will be considered as a deadbeat and would rather run away than pay back the money. If the circumstances are very bad, the court will also investigate the criminal responsibility of the borrower, and if it is too serious, it will go to jail.

What is microfinance?

Microfinance is a comprehensive consumer loan with individuals or enterprises as the core. The loan amount is generally more than 1 1,000 yuan and less than 200,000 yuan. The treatment process generally needs to be guaranteed. Microfinance is an extension of microfinance in technology and practical application. Microfinance in China: It mainly serves agriculture, rural areas and small and medium-sized enterprises. The establishment of small loan companies has rationally pooled some private funds, standardized the private lending market, and effectively solved the financing difficulties of agriculture, rural areas and small and medium-sized enterprises. At present, there are also personal micro-loans for office workers, generally ranging from 1 1,000-5,000 yuan. Most of them don't need mortgage, but the credit and information review is strict.

What will happen if the money borrowed from the small loan company is not paid back? Loans will not face the following four situations:

1. The bank loan officer will keep calling the company for dunning;

2. The loan will be deducted;

3. The bank will safeguard its rights and interests through legal procedures, including auctioning collateral or enterprise assets and recovering the joint liability of the guarantor;

4. Loans from other financial institutions will not be available, and there will be bad records in the personal credit information system. If it is not returned, the record will be kept. If it has been returned, the bad record will be cancelled after five years.

If you don't repay the loan, you will be sued. If you can't find the defendant, you will find the sued family.

What will happen to the money owed to the microfinance company? Hengxin Li Yong Microfinance: If the amount is large, they may go through the judicial process or the underworld. If they go through the judicial process, the problem is not big. If they pass through the underworld, there is something wrong with your family. You can mortgage something so you don't run away. Unless the company goes bankrupt soon, it is best to negotiate with the lending institution to extend the loan period.