What should I do if I swipe my credit card with a pos machine and the money doesn't arrive?

The account will arrive on the second working day, and the holidays will be postponed. Because there are a few days of transaction accumulation and a large amount of data, the arrival time will be a little late after holidays, so just wait patiently. In addition, swiping a card after 8 pm is likely to be counted as the next day's transaction, and it will not arrive until the third day.

2. The reversal transaction was unsuccessful.

Sometimes the cardholder receives a debit message after swiping the card, but the pos machine has no receipt. In fact, this transaction is unsuccessful. Generally, the cardholder will receive a refund message within 48 hours, so the merchant will not receive the account here.

After the POS machine swipes the card, the funds finally flow back to the merchant's account. After the user swipes the card through the POS machine, the information of the consumption amount will be sent to UnionPay. After the settlement of UnionPay is confirmed, the bank or a regular third-party payment institution will directly transfer the expenses to the merchant's account through the clearing center of UnionPay.

Extended data:

After the transaction is completed, when UnionPay initiates capital settlement, it will first clear the money from the clearing center of UnionPay or a third-party payment institution to the account of another group or individual, and the account holder or holding group will conduct secondary liquidation.

After liquidation, the funds will eventually return to the merchants. One of them is to take one more step. Then, by analogy, three clean-ups or even four clean-ups, that is, consumption funds bypass the stranger accounts.