6 Small loan contract template

Microfinance contract template 1

End unit:

_ _ _ _ _ _ _ _ _ _ _ _ _ _, hereinafter referred to as the Borrower;

The People's Construction Bank o

Microfinance contract template 1

End unit:

_ _ _ _ _ _ _ _ _ _ _ _ _ _, hereinafter referred to as the Borrower;

The People's Construction Bank of China, hereinafter referred to as the lender.

According to state regulations, the loans required by the borrower for capital construction shall be examined and issued by the lender. In order to clarify the responsibilities of both parties and abide by the credit, this contract is specially signed for both parties to abide by.

Article 1 The borrower borrows RMB (in words) from the lender in the form of _ _ _ _. It is estimated that the funds used in 1999 will be RMB _ _ _ _ _ _ _; September _ _ _ _ _ _ _ yuan; September _ _ _ _ _ _ _ yuan; September _ _ _ _ _ _ _ yuan; September _ _ _ _ _ _ _ yuan; September _ _ _ _ _ _ _ yuan;

Article 2 Interest and compound interest shall be calculated according to the actual loan amount from the date of loan issuance. Within the loan term agreed in this contract, the annual interest rate is _ _%. If the borrower fails to repay the loan on time, 20% interest will be charged for the overdue part.

Article 3 The borrower guarantees to repay all the loans with the repayment funds specified by the state from year month to year month. It is scheduled to be _ _ _ _ _ _ _ yuan in September; September _ _ _ _ _ _ _ yuan; September _ _ _ _ _ _ _ yuan; September _ _ _ _ _ _ _ yuan; September _ _ _ _ _ _ _ yuan; 1 month19th _ _ _ _ _ _ _ yuan. For the unpaid part of overdue loans, the lender has the right to recover the loans within a time limit, or ask other banks of the borrower to deduct and pay off on its behalf.

Article 4 If it is necessary to change the terms of the contract due to the national adjustment plan, product price, tax rate, revision and other reasons, both parties shall sign a change document as an integral part of this contract.

Article 5 The Lender guarantees to provide funds as agreed in this Contract. If the lender fails to provide the loan on time due to its responsibility, the lender shall bear the economic losses caused thereby.

Article 6 The lender has the right to inspect and supervise the use of the loan, and to know about the borrower's operation and management, plan implementation, financial activities, material inventory, etc. The borrower shall provide relevant statistics, accounting statements and materials.

If the borrower fails to use the loan according to the provisions of this contract, the lender has the right to recover part of the loan and pay 50% of the liquidated damages at the original interest rate.

Article 7 Other matters other than the terms of this contract shall be handled by both parties in accordance with the relevant provisions of the Contract Law of People's Republic of China (PRC).

Article 8 This contract shall come into effect as of the date of signature and seal, and shall become invalid after the loan principal and interest are fully paid off. This contract is made in quintuplicate, one for each party.

Borrower _ _ _ _ _ _ (Seal) Lender _ _ _ _ _ _ (Seal)

Person in charge: _ _ _ _ _ _ Person in charge: _ _ _ _ _ _ _

Address: _ _ _ _ _ _

Microfinance contract template 2

Lender: _ _ _ _ _ _ _ _ _ _ _

Address: It can be handled all over the country.

Postal code: _ _ _ _ _ _ _ Telephone number: _ _ _ _ _ _ _

Legal Representative: _ _ _ _ _ _

Borrower: Bank account number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Postal code: _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

According to the Contract Law of People's Republic of China (PRC), the Lender, the Borrower and the Guarantor enter into this Contract through negotiation, which shall be abided by jointly.

Article 1 The loan type is: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Article 2 Loan amount (in words): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 3 The purpose of the loan is: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Article 4 Loan interest rate: The loan interest rate is 65,438+0% per month, and the interest will be collected quarterly, and the profit will be paid off with the principal.

Article 5 Term of loan:

The loan term starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _. The actual issuance and term of the loan are divided into 1 time by IOUs. As an annex to the contract, the receipt has the same legal effect as this contract.

Article 6 Sources of repayment funds and repayment methods:

1. Source of repayment funds: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

2. repayment method: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 8 Liability for breach of contract:

1. After the signing of this contract, the lender shall release the loan, transfer it to the borrower's account or draw a draft from the lender (bank) to the borrower within 1 day (postponed on holidays). If the lender fails to issue the loan (draft) on schedule, it shall pay the borrower 20% of the default amount and loan interest according to the number of days of delay.

2. If the borrower does not use the loan according to the purpose stipulated in the contract, the lender has the right to recover part or all of the loan, and collect the penalty interest for the part used in violation of the contract according to the regulations of the bank. If the borrower causes material overstock, loss, waste or illegal operation in the process of using the loan, the lender shall not be responsible, and the lender has the right to charge the borrower's account with default interest or recover the loan principal and interest according to the bank regulations. If the Borrower transfers and uses the funds in violation of the Contract, the Lender has the right to ask other banks to deduct and pay off the funds on its behalf.

3. The borrower shall repay the loan at the time stipulated in the contract. If the borrower needs to extend the loan period, it shall apply to the lender five days before the loan expires. If there is a guarantor, the guarantor shall also sign and agree to extend the guarantee period, and go through the extension formalities after the lender has examined and agreed. If the borrower fails to repay the loan on time, the lender has the right to recover the loan within a time limit, and collect overdue interest and penalty interest according to bank regulations. In case of losses, false profits or real losses due to poor management of the enterprise, the lender has the right to recover the loan in advance.

Article 9 Modification or rescission of a contract: Unless the modification or rescission is permitted by the Contract Law, neither party may modify or rescind the contract without authorization. When one party requests to modify or terminate the contract according to the contract law, it shall promptly notify the other party in writing and reach a written agreement. After the modification or dissolution of the Contract, the Borrower shall still pay the loan and interest payable according to the provisions of the Contract.

Article 10 The way to resolve contract disputes is to perform this contract.

Controversy. It shall be settled by both parties through consultation. If negotiation fails, both parties agree to handle it according to Item ().

(1) Arbitration Committee for arbitration.

(2) to the people's court.

Party A (official seal): _ _ _ _ Party B (official seal): _ _ _ _ _

Legal representative (signature): _ _ _ _ _ Legal representative (signature): _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Microfinance contract template 3

Xxxx micro-credit loans co., ltd

Number:

Xxxx Borrower: Tel:

Mailing address:

Sponsor: telegram:

Mailing address:

Creditor:

Tel: Mailing address:

Whereas the Borrower applies for a loan from the Lender, the Borrower and the Lender have reached an agreement to clarify the rights and obligations of both parties.

This contract is made through negotiation.

Article 1 Loans

1. 1 currency:.

1.2 Amount (in words):.

1.3 Duration: MM DD YY to MM DD YY.

1.4 The loan under this contract is only used for capital turnover.

Article 2 Calculation and payment of interest rate and interest

2. 1 Loan interest rate: 2%. Monthly interest Pay by the month. Pay interest before each month.

2.2 The actual date and amount of loan shall be subject to the records in the loan voucher.

Article 3: The Borrower's representations and warranties.

1. 1 The signing and performance of this contract is a true expression of the borrower's will, and it has gone through all necessary consent, approval and authorization, and there are no legal defects.

Article 5 Rights and Obligations of Lenders

1. 1 The lender has the right to recover the principal and interest of the loan (including compound interest, overdue penalty interest and misappropriation), collect the fees payable by the borrower, and exercise other rights stipulated by law or agreed in this contract.

1.2 keep confidential the financial and business data and information provided by the borrower, except as otherwise provided by law or this contract.

Article 4 Obligations of the Borrower

1. 1 The borrower shall repay the loan principal under this contract and pay interest according to the time, amount and currency agreed in this contract.

1.2 The borrower shall not use the loan under this contract for other purposes.

1.3 the borrower shall bear the expenses under this contract, including but not limited to notarization fees, appraisal fees, evaluation fees, registration fees, insurance fees, etc.

1.4 The borrower shall abide by the lender's business system and operating specifications related to handling loan business, including but not limited to cooperating with the lender's supervision and inspection of loan use and the borrower's operation, providing all financial statements, other materials and information required by the lender in time, and ensuring that the provided documents, materials and information are true, complete and accurate.

1.5 The Borrower shall notify the Lender in writing at least 30 days in advance in case of any of the following events, and shall not take any action before paying off the loan principal and interest under the Contract or providing the repayment plan and guarantee recognized by the Lender:

(1) Sell, donate, lease, lend, transfer, mortgage, pledge or otherwise dispose of all or most important assets;

(2) Significant changes have occurred or may occur in the management system or the form of property right organization, including but not limited to contracting, leasing, joint venture, company restructuring, joint-stock cooperative restructuring, enterprise sale, merger (merger), joint venture (cooperation), division, establishment of subsidiaries, property right transfer, capital reduction, etc.

1.6 The borrower shall notify the lender in writing within 7 days after the following events occur or may occur:

(1) Amend the Articles of Association, change the business registration items such as enterprise name, legal representative (person in charge), domicile, mailing address or business scope, and make decisions that have a significant impact on finance and personnel;

(2) The borrower or guarantor intends to file for bankruptcy or may or has been filed for bankruptcy by liuxue86.com creditors;

(3) Major litigation or arbitration cases are involved, or compulsory measures such as property preservation are taken for major assets or collateral under this contract;

(4) Providing a guarantee to a third party has a significant adverse impact on its financial status or its ability to perform its obligations under this contract;

(5) Signing contracts that have a significant impact on its operation and financial status;

(6) The borrower or guarantor suspends production, business, dissolution, business suspension for rectification, revocation or revocation of business license;

(7) The borrower and its legal representative (person in charge) or main management personnel participate in illegal activities;

(8) Serious operational difficulties, deterioration of financial status or other events that have a negative impact on the borrower's operation, financial status or solvency occur.

1.7 when the guarantee under this contract changes the creditor's rights of the lender, the borrower shall provide other guarantees recognized by the lender in time according to the requirements of the lender.

The changes mentioned in this paragraph include but are not limited to: the guarantor stops production, goes out of business, dissolves, stops business for rectification, is revoked, its business license is revoked, and it applies for bankruptcy or is filed for bankruptcy; Significant changes have taken place in the operation or financial status of the guarantor; The guarantor is involved in a major lawsuit or arbitration case; The value of collateral is reduced or may be reduced or compulsory measures such as property preservation are taken; The guarantor violates the contract under the Guarantee Contract; There is a dispute between the guarantor and the borrower; The guarantor requests to terminate the guarantee contract; The guarantee contract is not effective, invalid or revoked; Invalid or invalid security interest; Or other events that affect the security of the lender's creditor's rights.

Article 5 Other agreed matters

The borrower must provide effective guarantee methods recognized by the company and sign relevant guarantee contracts with the lender. If the borrower fails to repay the principal and interest of the loan as agreed in this agreement, the borrower voluntarily accepts the compulsory execution of the people's court with jurisdiction, and the lender has the right to directly apply to the people's court for compulsory execution of the collateral (pledge) agreed in the mortgage (pledge) contract or require the guarantor to bear joint and several repayment responsibilities according to the enforcement effect given by the notarial certificate.

Article 6 The loan expires in advance.

Under any of the following circumstances, the Lender has the right to stop paying the unused loan of the Borrower, unilaterally announce that part or all of the loan principal issued under this Contract is due in advance, and require the Borrower to immediately repay all the due loan principal and settle the interest:

(1) The statements and guarantees made by the Borrower under Article 4 are untrue;

(2) The Borrower violates the provisions of this Contract;

(3) One of the notice items listed in Item 1.6 of Article 6 actually occurs, which the lender thinks will affect the security of its creditor's rights;

(4) When the borrower performs other contracts with the lender, it has delayed performance and other breach of contract, and it has not been corrected after being urged by the lender.

Article 7 Breach of Contract and Liability for Breach of Contract

1. 1 If the borrower fails to repay the loan principal in full and on time, pay interest or use the loan according to the purpose agreed in this contract, the lender will charge interest according to the default interest rate of overdue loan or misappropriated loan, and compound interest will be charged for unpaid interest.

1.2 If the borrower fails to repay the loan principal and pay interest in full and on time, it shall bear the expenses paid by the lender for the purpose of realizing the creditor's rights, such as urging fees, legal fees (or arbitration fees), preservation fees, announcement fees, execution fees, attorney fees and travel expenses.

1.3 When the borrower evades the lender's supervision, defaults on the loan principal and interest, maliciously evades debts, etc. The lender has the right to notify the relevant units of such behavior and make an announcement in the news media.

Article 8 Deduction Agreement

1. 1 When the borrower's loan principal, interest, penalty interest, compound interest or other expenses expire, the lender has the right to deduct the money from any account opened by the borrower in the entrusting bank for repayment.

After deducting 1.2, the lender shall notify the borrower of the account number, loan contract number, loan voucher number, deduction amount and remaining debt amount involved in the deduction.

1.3 If the deduction income is insufficient to pay off all the debts of the borrower, it shall be used to offset the overdue expenses first. If the principal and interest are overdue for less than 90 days, the balance after the compensation fee shall be used to compensate the unpaid interest or default interest and compound interest, and then used to compensate the unpaid principal; If the principal or interest is overdue for 90 days, the unpaid principal shall be compensated with the compensated balance first, and then the unpaid interest or default interest and compound interest shall be compensated.

1.4 If the deduction income is inconsistent with the currency of the debt to be repaid, it shall be converted into the amount of the debt to be repaid according to the exchange rate published by the entrusting bank on the deduction date.

Article 9 Dispute settlement

Disputes under this contract shall be settled in the following way (1). During the period of dispute, all parties shall continue to perform the terms that are not involved in the dispute.

(1) Bring a lawsuit to the court with jurisdiction where the lender is located;

(2) Arbitration shall be conducted by the Arbitration Commission in accordance with its arbitration rules in effect at the time of applying for arbitration. The arbitral award is final and binding on all parties.

Article 10 Other clauses

1. 1 The borrower has read through the above terms, and the lender has made corresponding explanations at the request of the borrower, and the borrower has no objection to all the contents.

1.2 The loan voucher under this contract is consistent with the relevant documents confirmed by both parties.

An inseparable part of the same thing.

1.3 this contract shall come into effect after the legal representative (responsible person) or authorized representative of the borrower signs (or seals) and the responsible person or authorized representative of the lender signs and seals.

1.4 The original of this contract is in duplicate, with each party and the guarantor holding one copy.

There is no text at the bottom of this page.

Borrower (official seal)

Guarantor:

(Signature or seal)

Date of signature: year month day.

Lender: (signature) responsible person or authorized representative

(Signature or seal) Date of signature: MM DD YY.

Small loan contract template 4

Lender (hereinafter referred to as Party A): _ _ _ _ _ _

Borrower (hereinafter referred to as Party B): _ _ _ _ _ _

Party A has reviewed and approved the business plan and project proposed by Party B, and agreed to give the venture capital loan (hereinafter referred to as loan). The contract is signed as follows:

Article 1 Party A shall grant Party B a loan of RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 2 This paragraph is an interest-free loan.

Article 3 Term of loan

The term for Party B to use the loan is _ _ _ _ _ years, and the loan term is calculated from the date when the loan contract is signed. The loan principal shall be paid in two installments, the first installment shall be paid within _ _ _ days from the date of signing the contract, and the second installment shall be paid within _ _ _ months from the date of signing the contract, with each installment accounting for 50% of the total loan amount. Repay the loan principal on the date of signing the contract. If Party B fails to repay the loan principal within the time limit, the guarantor, namely Party C, shall be responsible for repayment.

Article 4 Party B guarantees that the loan will be used for the entrepreneurial project (special purpose) approved by Party A, and the project will be operated within _ _ _ _ months after receiving the loan; Party B shall truthfully provide Party A with the loan usage report or project progress report every quarter; Party B shall consciously accept the supervision of Party A (Party A may entrust the Youth League Committee where the project is located to supervise and coordinate the project). Party B has the obligation to repay the loan on time and is directly responsible for the operation of the project.

Article 5 Party A shall, within months from the effective date of this contract, issue the loan to Party B on schedule according to the amount agreed in the contract. Party A has the right and obligation to supervise the operation of Party B..

Article 6 Party C shall provide guarantee for Party B's loan with its salary, and shall be jointly and severally liable for Party B's behavior.

Article 7 Punishment

If Party B fails to start business within the specified time, or the information, statements and other materials provided to Party A are untrue, or Party A violates the relevant provisions of this contract, Party A will issue a warning to Party B. If Party B fails to make corrections within _ _ _ _ _ working days after receiving the warning from Party A, Party A may require Party B to return all the loans that have been issued, and require Party B to calculate the interest on commercial loans (calculated from the date of receiving the loans) and charge one thousandth of the total loans on a daily basis. If Party B refuses to perform this contract under the above circumstances, Party A may unilaterally terminate this contract as appropriate, and Party C shall undertake to repay the loan principal, commercial interest and liquidated damages. If Party C refuses to perform this contract, it will accept economic, legal and administrative penalties.

Article 8 Prerequisites and Effective Time of a Contract

This contract is guaranteed by Party C, who is a national civil servant or a public institution with full financial expenditure recognized by Party A, and a separate guarantee agreement is signed as an annex to this contract and a prerequisite for the entry into force of this contract.

This contract shall come into effect as of the date of signing by the three parties.

Article 9 Modification and rescission of the contract

(1) After this contract comes into effect, neither party shall change or terminate this contract without authorization.

(2) Without the consent of Party A, the loan term shall not be extended and the business items shall not be changed. If the contract is violated, it will be punished according to Article 7 of the contract.

(3) If either party needs to change the terms of this contract, it shall promptly notify the other party and Party C, and the three parties shall reach a written agreement through consultation.

(IV) When either party needs to terminate the contract, it shall promptly notify the other party and Party C in writing, and reach a written agreement on relevant matters after the termination of the contract through consultation. The prerequisite for the termination of the contract is to return all the loan principal.

(5) Within the specified loan period, if Party B changes its business mode, redeems or closes down due to force majeure, Party B shall return the loan principal; If Party B fails to repay, Party C shall be responsible for repayment. See Article 7 for the liability for breach of contract.

(VI) During the validity period of this contract, either party shall notify the other party in writing within _ _ _ _ working days after the change, otherwise it shall be treated as a malicious breach of contract and punished according to Article 7.

Article 10 The guarantee contract attached to this contract has the same legal effect as this contract. In case of any conflict between this contract and the guarantee contract, Party A shall be responsible for the interpretation.

Article 11 Matters not covered in this contract shall be settled by the three parties through consultation. This contract is made in quadruplicate, with Party A, Party B and Party C holding one copy respectively.

Party A (seal): _ _ _ _ Party B (seal): _ _ _ _ _ _

Agent (signature): _ _ _ _ Agent (signature): _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party C (signature): _ _ _ _ _ _ _ Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Microfinance contract template 5

The company designated the account to repay the principal and interest. Agriculture: Payee:

According to the Contract Law of People's Republic of China (PRC), the Lender, the Borrower and the Guarantor reach an agreement through consultation and both parties shall abide by it. As one of the annexes to this contract, the loan application has the same legal effect.

Article 1: The loan type is: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 2: Loan amount: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Article 3: Purpose of the loan: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 4: Loan interest rate: 8% (0.8%) per month for more than 50,000 yuan, and 1 minute for less than 50,000 yuan, with fixed interest.

Article 5: Term of the loan:

The loan term starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. The actual issuance and term of the loan are divided into 1 time by IOUs. As an annex to the contract, the receipt has the same legal effect as this contract. The borrower must repay the principal and interest within the time limit stipulated in the contract.

Article 6: Sources of repayment funds and repayment methods:

1. Source of repayment funds: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

3. Please tick if you choose monthly payment () tick if you choose quarterly payment () tick if you choose semi-annual payment () tick if you choose annual payment ().

Article 7: Warranty clause:

The borrower invites Fu Deng Microfinance Co., Ltd. as the loan guarantor. Upon examination by the Lender, it is confirmed that the Guarantor has the guarantee qualification and sufficient compensatory loan ability, and the Guarantor has the right to inspect and urge the Borrower to perform the contract. When the borrower fails to perform the contract, the guarantor shall bear the responsibility of jointly repaying the principal and interest of the loan. When necessary, the lender may deduct the loan principal and interest from the guarantor's deposit account.

Article 8: Liability for breach of contract:

1. After the signing of this contract, the lender shall release the loan, transfer it to the borrower's account or draw a draft from the lender (bank) to the borrower within 1 day (postponed on holidays). If the Lender fails to issue the loan (draft) on schedule, it shall pay the Borrower liquidated damages at the rate of 10% of the default amount and the loan interest for the delayed days. If the borrower wants to terminate the contract for any reason, he must pay the lender 800 yuan as the contract penalty.

2. If the borrower does not use the loan according to the purpose stipulated in the contract, the lender has the right to recover part or all of the loan, and collect the penalty interest for the part used in violation of the contract according to the regulations of the bank. If the borrower causes material overstock, loss, waste or illegal operation in the process of using the loan, the lender shall not be responsible, and the lender has the right to charge the borrower's account with default interest or recover the loan principal and interest according to the bank regulations. If the Borrower transfers and uses the funds in violation of the Contract, the Lender has the right to ask other banks to deduct and pay off the funds on its behalf.

3. The borrower shall repay the loan at the time stipulated in the contract. If the borrower needs to extend the loan period, it shall apply to the lender five days before the loan expires. If there is a guarantor, the guarantor shall also sign and agree to extend the guarantee period, and go through the extension formalities after the lender has examined and agreed. If the borrower fails to repay the loan on time, the lender has the right to recover the loan within a time limit, and collect overdue interest and penalty interest according to bank regulations. In case of losses, false profits or real losses due to poor management of the enterprise, the lender has the right to recover the loan in advance.

Article 9: Modification or rescission of the contract: Except under the circumstances permitted by the contract law, neither party may modify or terminate the contract without authorization. When one party requests to modify or terminate the contract according to the contract law, it shall promptly notify the other party in writing and reach a written agreement. After the modification or dissolution of the Contract, the Borrower shall still pay the loan and interest payable according to the provisions of the Contract.

Article 10: This contract shall come into force after being signed by both parties. This contract is made in duplicate, one for the lender and one for the borrower. If either party breaches the contract, it shall pay 50% of the liquidated damages to the other party.

Ways to solve contract disputes, and disputes arising in the execution of this contract. It shall be settled by both parties through consultation. If negotiation fails, the case shall be arbitrated by the local arbitration commission or brought to the local people's court.

Article 11: This contract shall come into effect after being signed by both parties. The borrower must pay the bank card activation fund with an activation amount of 2% after signing the contract, so as to know when the borrower will pay the interest (the bank card activation fund should be returned to the borrower on the same day after the loan is successful). The borrower shall go through all formalities, and the lender Fu Deng Microfinance Co., Ltd. must transfer the loan to the borrower's account within one hour.

Twelfth: Ask the borrower to see clearly that the contract is being signed. Once the contract is signed, it will take effect immediately. If the contract is signed for about an hour, you won't get the money. You can report to our company, so our company will pay the liquidated damages.

Industrial and commercial registration number:

Guarantor:

Signature of Representative: Signature of Borrower:

Signature of guarantor's lawyer: date of contract signing: year month day.

Microfinance contract template 6

Tianmen Labor and Employment Administration Bureau (hereinafter referred to as Party A)

Through negotiation between both parties, Party B

(hereinafter referred to as Party B)

To provide guarantee for this loan in Tianmen City, the following agreement is reached:

1. Party B shall provide full joint liability guarantee for the loan of urban credit cooperatives (in words:).

2. The scope of guarantee provided by Party B includes: all debt principal, deferred interest, default interest, compound interest, liquidated damages, compensation, expenses for realizing creditor's rights and other payable expenses (such as legal fees and attorney's fees).

Three. Party B guarantees that the materials and information provided to Party A are true, accurate and complete, and there are no false records, major omissions or misleading statements.

Four. Party B has obtained the consent of the spouse to provide guarantee.

5. If the loan fails to be repaid after maturity, Party B promises to unconditionally perform the guarantee responsibility within five working days from the date of receiving the notice from Party A ... Model 6 of the loan contract. Party A has the right to verify the information provided by Party B, and Party B shall actively cooperate with Party A's investigation and verification.

7. Party A promises to provide full guarantee for the loan in the credit union, and keep the non-public information in the relevant documents, financial materials and other relevant materials submitted by Party B confidential according to law.

8. If Party B fails to perform the guarantee responsibility, Party A has the right to deduct all the income from his unit on a monthly basis according to the provisions in the employee's personal income certificate.

9. If Party B refuses to perform the guarantee responsibility or the deducted income cannot pay off the loan principal and interest within 6 months, Party A will settle it through court proceedings.

X. This contract shall come into effect after being signed (sealed) by both parties.

XI。 If there is any change in the address and contact information stated by both parties, they shall promptly notify each other in writing.

12. This contract is made in duplicate, each party holds one copy, which has the same legal effect. Thirteen. Other matters agreed by both parties:

Note: Labor and employment management in Tianmen City?

Address: No.43 Zhongxing Avenue, Tianmen

Contact person: Tel:

Address: Tel:

Party A (signature): Party B (signature):

Year, month, sun, moon, sun.

Personal income certificate of employees

Municipal Labor and Employment Administration:

This is to certify that Comrade (ID number:) is a regular employee of our company, and now he works in our company, with monthly income (RMB) and annual income (RMB), (in words:).

Our unit promises that the above-mentioned certificates are true. If the above-mentioned certificates are inconsistent with the facts, resulting in economic losses for your bureau, our unit will bear legal responsibilities. If the loan guaranteed by a comrade cannot be repaid on time, the unit promises (subject to the time notified by the employment bureau) to deduct the income of the comrade for your bureau on a monthly basis to repay the loan guaranteed by him.

Guarantor's opinion: seal of unit:

Contact telephone number:

Year, month, sun, moon, sun.