Joke Collection Website - Public benefit messages - How to check how much mortgage is left?

How to check how much mortgage is left?

Contact the loan bank directly, log in to the online banking or mobile banking APP, and check the mortgage repayment form or SMS notification.

First, contact the loan bank directly for inquiry.

If you are not sure how to check the remaining amount of mortgage, the most direct way is to contact your loan bank or financial institution. You can call the bank's customer service hotline, choose the corresponding loan inquiry service according to the voice prompt, and then provide your personal information and loan account number, and the customer service staff will inform you of the current mortgage balance. In addition, you can go to the bank counter in person and bring relevant documents (such as ID card, loan contract, etc.). ) for the query.

Second, online banking or mobile banking APP inquiry

With the development of Internet technology, more and more banks provide online banking and mobile banking services. You only need to log in to your bank account, and you can view your mortgage balance, repayment records and other related information on the loan management or mortgage account page. This method is not only convenient and fast, but also can be queried anytime and anywhere.

The third is to notify the inquiry through the mortgage repayment bill or SMS.

Generally, banks will regularly send mortgage repayment orders or SMS notifications to borrowers to remind you to repay on time. These bills or text messages usually contain information such as your current mortgage balance and the amount to be repaid during this period. Therefore, you can also know your mortgage balance in this way.

To sum up:

How to find out how many mortgages are still outstanding? You can contact the loan bank directly, log in to the online banking or mobile banking APP, inquire about the mortgage repayment form or SMS notification. These methods have their own characteristics, so you can choose the most suitable query method according to your actual situation.

Legal basis:

Contract law of the people's Republic of China

Article 128 stipulates:

The parties may settle contract disputes through conciliation or mediation. If the parties are unwilling to settle or mediate, or the settlement or mediation fails, they may apply to an arbitration institution for arbitration according to the arbitration agreement. The parties to a foreign-related contract may apply for arbitration to an arbitration institution in China or other arbitration institutions according to the arbitration agreement. If the parties have not concluded an arbitration agreement or the arbitration agreement is invalid, they may bring a suit in a people's court. The parties shall perform legally effective judgments, arbitral awards and conciliation statements; Refuses to execute, the other party may request the people's court for execution.