How to inquire about the types of ICBC accounts?

just look at the Roman letters behind the DEBIT CARD on the front of the bank card. I- the first category; II- the second category; III- category iii.

1. Only one account can be handled for Class I account. Class I account refers to an account opened over the counter of a traditional bank that meets all strict requirements in real-name registration system. Simply put, it is a savings card or a debit card in your hand. Its functions include deposit, purchase of wealth management products, withdrawal of cash, transfer, consumption and payment.

2. Class II households are not allowed to deposit or withdraw cash or transfer money to unbound accounts, and the daily payment limit for such accounts is 1, yuan. For example, credit cards are like this.

Class III households are mainly used for quick payment, such as flash payment and confidential payment. They can only handle small consumption and payment, and cannot handle other businesses. The indoor balance does not exceed that of 1 yuan. Class II and III households have no physical cards. For Class II and Class III households, the main purpose is to effectively control the risk of customers' funds. Extended information

1. When querying account balance online, only one card number or account balance can be queried at a time. Among them, the wealth management account card can be queried according to "deposit type".

2. The available balance of a credit card or debit card is the sum of the "current balance" and the "credit limit" of the card, minus the "authorized amount" generated by authorized consumption, etc.

3. Online banking provides download service. You can download and save the details of the current day and history of your account, and you can manage and analyze the downloaded data with the financial software provided by our bank.

4. The inquiry of online banking payment details only includes the details of online banking service fees such as online banking service fees, courier service fees and financial agreement service fees, but does not include the details of various living and study fees paid online.

5. When using mobile banking to inquire account information, if you don't enter the card number, the bank will return the account details of your default payment card when registering mobile banking (SMS), and return up to three SMS messages. You can query the historical details of the last six months, and the start and end dates entered should be within one month. If you don't enter the start and end dates, the bank will return the historical details of the last seven days.

ICBC official website-account information inquiry