Why can't ICBC mobile banking transfer exceed 1 10,000?

ICBC's mobile banking did not receive the mobile banking password device or the online banking U shield. These two are the security keys of mobile banking. Only when the user turns on the security level can the transfer exceed 1 10,000 yuan, but the maximum can be adjusted to 20,000 yuan, and the total monthly amount is 50,000 yuan. If users need to increase the quota, they can go to the counter of the local business hall to manage the quota. Users need to bring the original ID card and mobile banking registration card to solve the problem.

1. ICBC mobile banking transfer is the core payment and clearing business, and it is also one of the most frequently used core businesses of customers. Mobile banking transfer provides real-time transfer, reservation transfer, transfer and remittance instruction inquiry, payee list, recent transfer and other project functions, which can meet the most important financial needs of individuals and small and micro enterprises.

2. No handling fee is charged to the peers or banks that receive remittances; Remittance peers do not charge fees, and cross-bank use of mobile banking to handle remittance business is free of fees (for details, the actual handling shall prevail).

3. The issue of quotas.

Using mobile banking: the initial single amount of U shield is 65,438+0,000,000,000, and the daily cumulative amount is 5,000,000, with the maximum single amount of 500,000,000 and the daily cumulative amount of 200,000,000. The number of electronic cryptographers is 200,000, and the daily cumulative number is 1.00 million. The number of password cards issued is 1 000, with a total of 5,000 cards per day. The number of SMS messages opened in verification payment is 10000 per day, and 50000 messages per month.

Use of self-service machines and tools: the cumulative maximum amount of single pen/day is 50,000 yuan/card.

Self-service transfer using ICBC mobile banking: enter the main page of ICBC mobile banking, click "Transfer and Remittance", select the remittance method, and fill in the corresponding information to transfer money. Through intelligent teller: select the function mode of "Transfer and Remittance"-"Domestic Remittance".

Business hall counter transfer: bring the original personal ID card, cash or bank card.

According to the relevant information released by the State Administration of Foreign Exchange, transfer and remittance can only be made to your own account in the same account opening area. After the mobile phone online bank transfer and remittance is successful, you can send a short message to the payee to remind the other party to check the payment situation in time.

(Operating environment: China Industrial and Commercial Bank APP version 6. 1.0.9.2)