I received a message from the Agricultural Bank of China, saying that I had a credit card, which cost me more than 80,000 yuan. I

Do not rule out fraudulent text messages and fraudulent numbers. If you haven't applied for ABC's credit card, please don't call back, let alone disclose personal information and bank card information. You can call the official customer service phone of Agricultural Bank Credit Card Center for verification. Use your ID number to check whether there is a credit card in your name. Or you can go to the website of the Credit Information Center of the People's Bank of China to check personal credit records, or you can see that there is a credit card or loan under your name.