Postal savings bank joint credit card

What's the difference between a joint card of Postal Savings Mission and a bank card?

The main difference between the postal Meituan co-branded card and the bank is that the co-branded card is jointly issued by the bank and other enterprises and usually enjoys special rights and interests. Ordinary bank cards have no special rights. Co-branded cards usually exist in the form of co-branded cards, so that credit cards not only enjoy the basic rights and interests at the credit card level, but also enjoy additional joint rights and interests.

Is China Postal Savings Credit Card easy to handle? What are the conditions?

China's postal savings credit card is still very easy to handle. Applicants/Kloc-China residents over 0/8 years old, with full capacity for civil conduct and good credit, foreigners with permanent residency in China and compatriots from Hong Kong, Macao and Taiwan can apply for personal credit cards with their valid identity documents. Individual cardholders can also apply for supplementary cards for patients and other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. MasterCard holders can apply for cancellation of supplementary cards at any time.

What kind of proof does the credit card of Postal Savings Bank provide?

1, ID card

2. Work certificate or income certificate;

3. Company phone, home phone and my mobile phone;

4. Tax payment certificate

5. Proof of assets such as real estate and vehicles under his own name.

In addition, if you have a credit card from the patient's bank, you can also provide the following copies. Or proof of income is important. In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit will make the bank feel that it has enough repayment ability. The higher the repayment ability, the easier it is for banks to issue cards.

On August 1 1, 2020, China Postal Savings Bank and Meituan held a signing ceremony of a comprehensive strategic cooperation agreement in Beijing, and officially launched the joint debit card of Postal Savings Meituan. Meituan co-branded card is a standard credit card product jointly issued by Meituan and local banks, focusing on the rights and interests of various life consumption scenarios of "eating, drinking and having fun", which enhances Meituan's advantages in big data and intelligent mode. Combined with the bank's accumulated experience and advantages in the whole process of capital and risk, we can reach the real needs of users through "online" consumption scenarios, and provide characteristic and differentiated financial services of "local customers living locally and financing locally".

How about a postal savings credit card? What kinds of credit cards are there?

1, Puka

Both the main card and the auxiliary card are permanently free of annual fees and expenses, and you can swipe your card at will. You can activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.

2. Gold card

China Postal Savings Credit Card Gold Card is a standard credit card product specially developed for middle and high-end people. In addition, there are services such as revolving credit, installment consumption, cash advance and password selection. The product also has many special services, such as air ticket hotel reservation, supplementary card quota adjustment, 48-hour card loss guarantee, free transaction reminder, high cash advance, double birthday points, wonderful gift exchange and so on. It is a credit card that truly meets international standards.

3. Self-mailing group joint credit card

The self-postal credit card is a UnionPay standard RMB gold card, which was jointly signed by China Postal Savings Bank (hereinafter referred to as the Bank) and the "self-postal" brand of Guangdong Post Company. In addition to the original functions and services of our Gold Card, the products have added a series of self-service mailing services, including but not limited to vehicle violation information inquiry, handling local traffic police tickets, paying travel tax/annual ticket, handling annual renewal of driver's license and purchasing vehicle insurance. It's a credit card for our car owners to provide all-round car butler service.

4. China-Delta Travel Card

To commemorate the 60th anniversary of peaceful liberation, the Bank specially designed the "China-Damei Travel Card", which is a standard RMB personal credit card of UnionPay and the product grade is gold card. On the basis of the original functions and services of the gold card, the rich local tourism resources are superimposed, so that cardholders can enjoy the beautiful scenery and the quality and caring service of the tourist card.

5. Visit China-Hainan International Tourism Island Card.

China Hainan International Tourism Island Card is a high-quality payment tool tailored for you who like tropical island customs. Set credit card payment, discounts, consumer guide and other multiple functions in one, from food, housing, transportation, shopping, entertainment everything. While spending happily and paying easily, you can also enjoy the preferential discounts and surprises brought by our bank. Beautiful natural scenery and pleasant punching experience are all in Hainan International Tourism Island.

6. Postal savings travel credit card

Postal Savings Tongcheng Tourism Credit Card was jointly signed by Jiangsu Branch of China Postal Savings Bank and Tongcheng Tourism. Com, which aims to provide "one-stop" business travel service for customers with tourism and leisure needs. As a gold member of Tongcheng, cardholders can enjoy the existing functions and services of our credit card. Com, you can enjoy all kinds of value-added services and exclusive benefits provided by Tongcheng. com。 This product is a UnionPay standard RMB personal credit card, and the product grade is gold card. Distribution: Jiangsu Province.

7. Postal savings Qiandao Lake tourism joint credit card

The Qiandao Lake Tourism Co-branded Credit Card of China Postal Savings Bank and Chun 'an County People's Government of Zhejiang Province is the first co-branded credit card with the theme of "Qiandao Lake Tourism" in China. This card is a UnionPay standard RMB personal credit card, which is divided into two grades: gold card and ordinary card. It combines the dual functions of basic financial services and urban tourism services to meet the five comprehensive needs of cardholders when traveling in Qiandao Lake. Distribution area: the first batch is limited to Zhejiang (excluding Ningbo), Anhui, Jiangxi and Shandong provinces.

8. Postal Savings Bank Zhongyuan Food Credit Card

Zhongyuan Food Card of Postal Savings Bank is the first joint credit card with the theme of food in Henan Province jointly issued by Henan Branch of China Postal Savings Bank and Henan Restaurant and Hotel Industry Association. This card is a standard RMB personal credit card of UnionPay, and it is a gold card product of our bank. The validity period of the card is 3 years, the credit line is 1 0,000-10,000 yuan, and the annual fee of the card is 200 yuan/year (the annual fee is exempted in the first year, and the annual fee is exempted in the following year if the card is swiped10 times). This card combines the basic services of standard credit card and the dual functions of discount for catering merchants. Distribution: Henan Province (temporary).

9. Anhui Communications Co-branded Credit Card of Postal Savings Bank is a co-branded credit card jointly issued by China Postal Savings Bank and Anhui Expressway Networking Co., Ltd. It is the first IC credit card product in China. The card is divided into gold card and ordinary card, which has all the functions of IC credit card of Postal Savings Bank and all the rights and interests of credit cards of the same level. At the same time, it has the function of paying highway tolls with traffic cards, which can be used for parking and swiping cards on expressways in Anhui, Jiangsu, Zhejiang, Jiangxi, Fujian and other provinces and Shanghai or passing through ETC and MTC lanes. Only issued in Anhui province.

What about postal savings credit cards? What kinds of postal savings credit cards are there?

How about a postal savings credit card? Recently, the postal savings credit card is hot, and many card friends come to consult the postal savings card! Many friends want to get a postal currency card. How about a postal credit card? Baby Ka, let me introduce you.

How about a postal savings credit card?

Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards.

1. Postal Savings Bank credit card Capka is a product for ordinary users launched by Postal Savings Bank. Based on the concepts of convenience, benefit and safety, we will create practical card types for our customers.

2. Product characteristics

Permanent free of annual fee: the main card and the auxiliary card are permanently free of annual fee, free of annual fee expenditure, and can be swiped at will.

Optional installment payment: you can choose "any installment" bill installment and "transaction installment", with no interest and low handling fee.

Password and SMS double protection: activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.

Consumers enjoy the longest interest-free repayment period of 50 days: the longest is 50 days, and the shortest is 20 days, giving priority to enjoying a leisurely life.

Optional billing date: A variety of billing dates can be selected, making it convenient and flexible to arrange repayment.

Points are permanently valid: when you spend one yuan to accumulate a point, points are permanently valid, points are transferred and exchanged, and various points plans are easily realized.

Postal credit card is a kind of card that is close to the people. No annual fee, strict safety measures, long repayment period and permanent validity of points.

Card baby, I recommend three cards that are most worthy of postal use.

1. Dingya Platinum Credit Card (Small Platinum)

Issued on February 3, 20 15 with a quota of 50,000-150,000. It is recommended that qualified friends do it, and the small platinum will be gradually released. Looking forward to the improvement of rights and interests, the payroll client invites:

1. Annual fee: 500 for main card and 200 for supplementary card. The first year is free, and the second year is 70,000 or 20.

2. Rights and interests:

1 meta product 1 integral, and the main card is valid within the validity period.

Birthday month, the main card and supplementary card double points.

Double points for bills and installments.

All-weather unlimited road rescue, more content than usual.

Domestic overpayment of loss reporting fee, card replacement fee, account cancellation fee, SMS service fee, card express fee, bill replacement fee, bill reading fee and cash withdrawal fee are free.

Within 72 hours before the loss is reported, the annual limit of a single card is 6,543,800 yuan.

Platinum treatment of UnionPay: 1 yuan airport parking (10 2 hours, 3 times 48 hours), etc.

3. Application:

At present, the small platinum is gradually liberalized, and the early conditions can be high, but local social security/provident fund is also needed. Debit card VIP helps to get a watch:

Second, EMS joint credit card

Divided into gold card and ordinary card, 1+ 1 card issuing. The first set of postal savings card, UnionPay+MasterCard, is not connected to EMV.

1. Annual fee: free in the first year, and free in the following year after spending six times.

Credit card mall redeems points every month 1800 18 yuan EMS domestic delivery voucher, and EMS official WeChat places an order (1% rebate).

2. Rights and interests:

Preferential merchants:1.5,000 or more preferential merchants enjoy preferential consumption and different concessions.

Enjoy activities: enjoy food and travel, including ticketing and hotel reservation, preferential scenic spots and high-quality tourist routes. There are discounts and cash back.

Domestic delivery: new users use EMS express, free of customer postage. Postage discount for domestic express mail for old users. Cardholders can enjoy the preferential activities of free postage from time to time in shopping malls and supermarkets.

Haitao transshipment: the corresponding membership level of China Post's overseas purchase: intermediate member of Puka City and senior member of Jinka City. You can enjoy a 10% discount on the membership price if you pay the freight with a co-branded card. And you can enjoy the discount of the corresponding membership level.

3. Card application:

Fill in the application form and you can apply. It's simple. Apply for UnionPay and MasterCard at the same time when applying (that is, UnionPay Puka and MasterCard that apply for EMS co-branded cards at the same time, or UnionPay Gold Card and MasterCard that apply for EMS co-branded cards at the same time).

Third, VIP debit card

Other VIPs are our VIPs. This is a good thing about postal savings. His VIP card can go to the VIP window of postal savings to handle business. Of course, it includes VIP debit cards of the Postal Savings Office: green cartoon gold card, platinum card and diamond card. The VIP card meets the standard: the sum of 3 months' average daily financial assets and a certain proportion of loans.

Amount: Gold card: 6.5438+10,000 yuan to 500,000 yuan (only 50,000 yuan or even less in many places)

Platinum card: 500,000 yuan to 2 million yuan.

Diamond card: more than 2 million RMB.

(General financial managers can give special approval on 15 days, but only once every two years. Platinum card or salary card can be used directly in the system. Postal savings dynamic assessment, but no management fee, but UnionPay only recognizes BIN and can participate in VIP activities)

Postal savings VIP card benefits include: preferential tariffs, medical care, insurance protection, road rescue, global VIP courtesy, etc. Much better than a credit card. Postal debit cards are as favorable as credit cards, so don't ignore them.

How many cards does China Postal Savings Bank have? Can I open online banking?

Ordinary green card, green cartoon card, co-branded card and credit card. You can open online banking.

According to the overall arrangement of financial system reform in the State Council, China Postal Savings Bank Co., Ltd. was formally established in March 2007 on the basis of reforming the original postal savings management system. 201265438+1October 2 1 With the consent of the State Council and the approval of the China Banking Regulatory Commission, Postal Savings Bank of China Limited was changed into Postal Savings Bank of China Limited as a whole according to law.

The young Postal Savings Bank has a history of nearly a hundred years. 19 19 The Postal Savings Bank, the predecessor of China Postal Savings Bank, was established and started postal savings business. During the period of 1942, the savings bank bureau became an important part of the six financial pillars at that time. In the early days of the People's Republic of China, 1953 closed the postal savings business and the postal service continued to handle remittance business. 1986, postal savings officially resumed operation.

With the care and support of governments at all levels, financial supervision departments and all walks of life, China Postal Savings Bank adheres to the inclusive finance concept and consciously assumes the social responsibility of "benefiting the people in urban and rural areas".

China Postal Savings Bank has embarked on a characteristic development road of serving agriculture, countryside and farmers, serving small and medium-sized enterprises and serving the community.

At present, China Postal Savings Bank has become a commercial bank with the largest number of outlets, the widest coverage and the largest number of customers. By the end of June, 2065438+2005, the Postal Savings Bank had more than 40,000 outlets, and built an electronic financial service network including online banking, mobile banking, telephone banking, TV banking, Weibo Bank, WeChat Bank and CreditEase Bank, serving nearly 490 million people in urban and rural areas.

At present, there are 9 kinds of postal savings bank cards, mainly green card series and zodiac cards suitable for students. The following is an introduction of 9 kinds of cards:

1. green card (debit card): a financial payment instrument issued by China Postal Savings Bank, which has all or part of the functions of consumption, transfer, settlement and cash deposit and withdrawal. Green card is a debit card, and overdraft is not allowed.

2. Green cartoon card: It is a bank card issued by China Postal Savings Bank, which integrates accounts with different deposit types, currencies and capital forms and financial accounts on one debit card, and manages the capital activities of multiple personal accounts with one card.

3. Green cartoon IC Card Gold Card: It is a green cartoon IC card debit card issued by China Postal Savings Bank to customers who meet relevant evaluation criteria. Eligible customers can enjoy the corresponding financial and non-financial value-added services after handling the gold card.

4. Green Card (Taobao Co-branded Card): It is a joint debit card that integrates financial services and online payment, which is jointly issued by China Postal Savings Bank, Zhejiang Taobao Network Co., Ltd. and Zhejiang Alipay Network Technology Co., Ltd..

5. Regional co-branded card: refers to the bank card jointly issued by branches of China Postal Savings Bank, large enterprises, institutions and social organizations.

6. Zodiac card: It is a series of theme card products issued by China Postal Savings Bank, which not only has the function of a bank card, but also has a New Year greeting.

7. Green Card (Tencent QQ Co-branded Card): It is a joint debit card jointly issued by China Postal Savings Bank and Tenpay Company, which integrates financial services and online payment functions.

8. Homesickness Card: It is an exclusive debit card issued by Postal Savings Bank for the majority of labor customers. It is a financial IC debit card with the functions of salary payment, cash deposit and withdrawal, transfer and remittance, payment and settlement, etc.

9. Jinhui Card is an exclusive debit card issued by Postal Savings Bank for pension financial customers. It is a financial IC debit card with the functions of pension payment, cash deposit and withdrawal, transfer and remittance, payment and settlement, etc.

What institutions jointly sign contracts with the Postal Savings Bank credit card?

China Resources Network (Shenzhen) Co., Ltd. China Resources Tonglianming Credit Card was jointly developed by China Postal Savings Bank and China Resources Network (Shenzhen) Co., Ltd., which was established on 20 16 and is located in Shenzhen, Guangdong Province. It is an enterprise mainly engaged in business services.

What is the annual fee of China Resources Unicom Credit Card in Postal Savings Bank? How to reduce it?

The Postal Savings Bank launched the brand-name credit card of China Resources Link, focusing on the rights and interests of China Resources Link members, which is suitable for friends with shopping and daily rest needs. Many card friends pay more attention to the annual fee of China Resources Tonglian Credit Card of Postal Savings Bank. Here we will briefly introduce it.

What is the annual fee of China Resources Tonglian Credit Card of Postal Savings Bank?

The China Resources Co-branded Credit Card of Postal Savings Bank issued this time has two grades: gold card and platinum card, covering UnionPay and VISA. * * There are four kinds of China Resources Co-branded cards, namely UnionPay Gold Card, China Resources Co-branded Card VISA Gold Card, China Resources Co-branded Card UnionPay Platinum Card and China Resources Co-branded Card VISA Platinum Card. The annual fee is as follows:

1. China Resources Link Co-branded Card UnionPay Gold Card and China Resources Link Co-branded Card VISA Gold Card: The annual fee is the same as the standard gold card, and the annual fee is free in the first year. After swiping the card six times in that year, the annual fee is free in the next year. If the annual fee is not reached within the annual fee period, the annual fee shall be deducted according to the standards of main card 125 yuan/year and supplementary card 60 yuan/year.

2. UnionPay Platinum Card and VISA Platinum Card of China Resources Tong Co-branded Card: The annual fee is exempted in the first year according to the annual fee standard of Dingya Platinum Card. After spending 70,000 yuan (calculated separately for the main and auxiliary cards), the annual fee of the main and auxiliary cards is reduced for 20 times. If the annual fee is free, the annual fee will be deducted according to the standards of 500 yuan/year for the main card and 200 yuan/year for the auxiliary card.

By the way, the annual fee cycle of the Postal Savings Credit Card is calculated on an annual basis, that is, from the effective month printed on the card face 12 months, not from the activation date. If you really don't know, you can call the Postal Savings Credit Card to consult customer service.

The launch of the joint credit card of the Postal Savings Bank and the joint credit card of the Postal Savings Bank ends here. I wonder if you have found the information you need?