Excuse me. How soon will it arrive?

First, how long will it take to get an account?

There are two loan methods, and the loan arrival time is also different:

1. Choose to lend money to Alipay account balance. In this case, all loans are received in real time, and there will be SMS notification after receipt, and then you can check on Alipay;

2. If you choose to lend to a bank card, it will take 2 hours to get the account, but in general, it will take less than 2 hours, a few minutes or ten minutes, which is very fast.

In addition, after you get the borrowed money, you'd better repay it on time and accumulate good credit. Only in this way can the interest rate you borrow be reduced and the loan amount be increased. Also, it is best not to prepay.

Second, how long does it take for Alipay ants to borrow money?

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Third, how long does it take for Alipay ants to borrow money?

Lending treasure can be divided into two types: instant payment by Alipay account and bank card payment within two hours.

When the loan reaches the balance, it will be received immediately; Generally speaking, it takes two hours to get a loan to a bank card (depending on the time when the bank arrives). The following figure is the answer obtained by consulting Alipay's official customer service. Please refer to:

Ant Financial Services Group (hereinafter referred to as "Ant Financial Services") started from Alipay and was established in 2004. 20 14 10, Ant Financial was formally established. With the vision of "bringing small and beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners to accelerate their journey to the Internet through the "Internet Propeller Plan" and providing inclusive finance services for small and micro enterprises and individual consumers.

Extended data:

Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.

At present, the consumer loans launched by e-commerce giants are mainly aimed at the stages of consumption scenarios of this e-commerce platform. However, with the continuous accumulation of personal credit data, personal credit loans for non-consumption scenarios are also being launched one after another. The following is the actual experience of increasing the quota:

1, deposit the balance treasure or lucky treasure (regularly), deposit 15000 yuan, and basically pay it after 10, generally in the amount of 1- 10;

2. Download the online merchant bank app on your mobile phone, and then save it in your computer. Ten thousand deposits can basically lend ten thousand consumer loans to online merchant banks for one month;

But there are still netizens who spit out Uncle Ma Yun; One reason why I am not optimistic about these internet companies engaged in finance is that they have no experience in receiving users who can't even tell the difference between interest and handling fees.

This part of the business naturally has an impact on similar businesses of banks. After all, the scale of several major Internet giants is there. But not every industry is suitable for the Internet. The amount is too low to repay the principal in installments, which is a bit tasteless and doomed to be difficult to replace the position of traditional finance.