Loan repayment SMS template picture loan repayment SMS template

How to make a principal loan through SMS banking?

The purpose of the dunning letter is to collect money on time, and the letter is nothing more than reflecting one's repayment plan. If the cooperation is good, it should be a normal breach of contract, and a specific repayment plan can be given to the customer. If you really have financial difficulties, you can also write it down. I hope the other party will understand and give you a grace period to repay. If there is a problem in the execution of the contract, you can describe the problem clearly and ask the other party to give a solution and scheme for this problem.

1, xx bank Dear Mr./Ms. xx, you have been in arrears with xx yuan at xx bank for 3 months. Please repay in time within two days, so as not to affect your credit information. Please consult the hotline xx!

2. Dear Mr./Ms. xx, hello! This is the staff of xx Bank. As of xx, xx, your xx installment has not been deposited. Please repay on time on xx, otherwise your credit information will be affected. Please contact the hotline xx!

3. Dear Mr./Ms. xx Bank, you have maliciously owed xx Bank Yuan, which has been seriously overdue for many times and refused to answer our phone calls for many times. Please repay in time on xx, otherwise it will be handled by the legal department and entrusted to an external dunning company to take over! Consultation hotline xx!

How to write a dunning message?

Dear Mr./Ms. xx Bank, you have been in arrears with xx for 3 months. Please repay in time within two days, so as not to affect your credit information, wisdom and hotline xx!

Dear Mr./Ms. xx Bank, hello! This is the staff of xx Bank. As of xx, xx, your xx installment has not been deposited. Please repay on time on xx, otherwise your credit information will be affected. Please contact the hotline xx!

Dear Mr./Ms. xx Bank, you maliciously owed xx Bank RMB, which has been seriously overdue for many times and refused to answer our phone calls for many times. Please repay in time on xx, otherwise it will be handled by the legal department and entrusted to an external dunning company to take over! Consultation hotline xx!

Dear Mr./Ms. xx Bank, I borrowed RMB10,000 from xx Bank, and repeatedly breached the contract, maliciously delaying the second repayment, which was extremely bad in nature. The repayment period is limited to xx days, otherwise it will be blacklisted by the bank, and a lawyer will be sent to remind it, and a collection company will be appointed to collect it at home. I know! Consultation hotline xx!

China Construction Bank overdue mortgage short message format

Dear Mr./Ms. xxx, your xxx credit card has expired. Some banks write down the time, others don't. Please pay back as soon as possible. Please consult xxxx (bank customer service) for details. Generally speaking, however, most credit cards are overdue mainly by typing. There is not only a 5% overdue fine (minimum 10 yuan) for the unpaid part, but also a full penalty for the bill.

How to write the content of regular collection SMS?

Attach several dunning SMS templates:

Hello, our company thinks you are a reliable customer, so we will make an exception and deliver the goods first. For our long-term cooperation, can you pay our company before tomorrow 16?

XXX, I need money urgently. Can you give me the money you owe me tomorrow?

XXX, how are you? I am in a hurry to use money.

Hello, your company has accumulated RMB owed to our company. For the sake of our long-term cooperation and avoiding some unnecessary influences, please settle the account as soon as possible. Thank you!

As of 3 1, our company still owes you RMB (in words). According to the contract with your company, your company should have paid the above payment before, but our company has not received the payment so far. Therefore, please pay the above amount to our company in time in the near future.

Related introduction:

Collection is a civil act to remedy bad debts of enterprises or personal debts. The parties to the collection are the creditor and the debtor. If the debtor is unable or unwilling to repay the debt, the collector will exert pressure on him through some civil means to urge him to fulfill his debt.

The goal of collection is "bad debts". When enterprises or individuals can't recover bad debts or debts, the collection industry is born.

As the saying goes, "you have to pay back what you borrowed", but since the relationship between economic exchanges and borrowing has existed in human society, it is "borrowing may not be paid back".

As early as the Tang dynasty, there were laws in our country that bound people who could not pay their debts. The Law of the Tang Dynasty, Volume 26, Miscellaneous Laws stipulates: "Those who default on a debt of more than one yuan, who default for 20 days or 20 days, will be given a first grade, and those who default for 60 to 30 yuan will be given a second grade.

Add three classes on the basis of 100, and each order will be compensated. "Jia" means "horse" This law stipulates that if the debt reaches the value of 1 piece of cloth and is not paid back within 20 days, it will be punished by 20 lashes, and it will be added every 20 days until it is upgraded from 20 lashes to 60 lashes. If the debt reaches 30 horses, the second class will be added on the basis of 60 strokes, and if it reaches 100 horses, the third class punishment will be added, that is, 90 strokes.

How to write a short message that the bank receives loan interest?

The template is as follows:

Dear users: Mr./Ms, you bought a brand and model in our company on. Your repayment time is from 1 month to1month, and the down payment will be paid in installments. The amount of financing to be repaid is RMB; Please prepare the funds in advance to ensure timely and full repayment. Thank you for your cooperation!

Note: this is the overdue notice sent by the overdue affairs center to Mr. Wang and his contacts! At present, Mr. Wang is still in arrears, and his repeated telephone contact has failed, which has seriously violated the contract terms of his failure to repay on time. Please return it before 5 pm on the day of receiving this notice, otherwise, according to the relevant terms of the contract, corresponding measures will be taken to recover the remaining arrears from you! If the overdue situation is particularly serious, we will immediately notify the legal affairs department to send you a letter of lawyer for breach of contract and file a judicial lawsuit with the local authorities!

Hello, Miss Pan! Mr. Wen Huayan, the sixth phase of the 99,000 yuan loan of China Everbright Bank is overdue today, and the current overdue amount is 5,006 yuan. According to the fact that you have repeatedly overdue the repayment within half a year and refused to answer the phone many times, your behavior is bad and the circumstances are serious. The bank requires that the overdue payment of RMB 5 100 in this period must be received before noon today 12 and forwarded to the account by SMS. Otherwise, please prepare the money to settle the remaining principal of 86,726 yuan at Guangzhou Branch of China Everbright Bank during office hours this afternoon. Please know! Please reply when you receive it! (Within six repayment periods, the situation is not good)

What is the debit message that the bank wants to repay the mortgage?

1. Mr XX of the Postal Savings Bank, the current balance of your savings account with the ending number of 7 12 1 at 8: 00 on February 25th is 15 12.99 yuan, and the principal and interest of personal second-hand housing loan will be deducted on February 28th. Please pay 16 on February 28th. In case the People's Bank of China adjusts the loan interest rate, the actual deduction amount will be adjusted accordingly. Please contact 95580 for details. Thank you for your understanding and support!

2. Dear customer of China Bank, your mortgage repayment amount this month is 16 16.54 yuan, and the maturity date is 0 1. If the balance of your repayment account is insufficient, please deposit it into China Bank in time.

Extended data:

Bank card withholding means that the customer and the company agree to automatically pay the communication fee by withholding the designated bank card. Customers only need to sign a contract at the counter of the company's business hall and bind the bank card to open the business. After signing the contract successfully, the system sends a deduction instruction to the centralized bank card withholding platform, and the bank card withholding platform deducts money from the bank card bound by the customer to complete the payment.

The deduction rule is to deduct the sales of enterprises. In the transfer settlement business, when individual enterprises are unable to repay all kinds of money due to insufficient funds, it should be stipulated in the State Council that the sales income of enterprises should be reserved for the current month's salary and major repair fund first. After withholding the last two funds, if the enterprise cannot pay taxes, profits, loans and payment at the same time, it can deduct the money in the following order:

① Taxes payable; (2) repayment of bank loans; (three) to repay the money of other units; (4) hand in profits, depreciation funds and other income. The order of deduction correctly handles the relationship between the state, enterprises and individuals.

In order to avoid mortgage risks, general banks need borrowers to provide guarantee certificates from legal persons, other economic organizations or natural persons with sufficient compensation capacity. If you can find friends or relatives who are willing to provide guarantees and have financial strength, you can issue written documents and credit certificates for the bank. If not, you need to go to a professional guarantee company to provide guarantee. The fee paid at this time is the mortgage guarantee fee.

Personal housing loan refers to the loan issued by the bank to the borrower for purchasing ordinary housing for personal use. The borrower must provide a guarantee when applying for a personal housing loan. Personal housing loans mainly include entrusted loans, self-operated loans and portfolio loans. entrusted loan

Entrusted loans for individual housing refer to loans issued by banks to individuals who purchase ordinary housing according to regulations, and the source of funds is housing provident fund deposits. Also known as provident fund loans.

The above is the content description of the bank mortgage collection SMS template and the bank mortgage collection SMS template. If you want to know more about this, remember to pay attention to this website.

Label: SMS template for bank mortgage collection

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Construction Bank Loan Repayment SMS

Hello! What needs your attention is that this may be a short message, and scammers sometimes send it to you as bank staff. So I suggest you go to the bank counter or call the bank customer service first, and confirm with the staff first.

What is the short message of CCB loan?

When the funds in your debit account are insufficient, send a text message to your mobile phone five days in advance: Dear XXX, your loan account in CCB XXXX will be debited before 20 1X, and the repayment amount will be XXXX. Please deposit it into the debit account in time. [China Construction Bank] 95533 Send this for free, and it's ok after handling the loan. If you open the SMS reminder service, you will receive a short message after deduction: your account with the suffix XXXX will spend XXXX. 20 1X year XX month XX day XX yuan, the transaction is to recover the loan principal and interest. This is the charging service 95533 or/kloc-0 106XXXX95533 (the sending number varies from place to place). The format is as follows.

Relevant provisions of China Construction Bank on individual housing loans:

Repayment method: If the loan term is within 1 year (including 1 year), the repayment method of one-time repayment of principal and interest shall be implemented; If the loan term is greater than 1 year, the repayment method of equal principal and interest and average capital can be adopted.

Loan guarantee: mortgage, pledge, guarantee, mortgage plus phased guarantee, etc. , and can use one or more loan guarantees.

Materials to be submitted when applying for a loan:

(1) ID card;

(2) Proof of the borrower's repayment ability;

(3) Legal and effective purchase (construction or overhaul) contracts, agreements or (and) other approval documents;

(4) proof of down payment;

(5) loan guarantee materials;

(6) Other documents and materials required by the lending bank.

Treatment process

1. loan application: the customer fills in and submits the application form and application materials designated by CCB.

2. Pre-lending investigation and interview: CCB interviewed the borrower and conducted pre-lending investigation.

3. Loan approval: CCB conducts loan approval.

4. Signing a contract: After the customer's loan is approved, sign a loan contract with CCB.

5. Loan issuance: CCB will issue loans after meeting the requirements.

6. Customer repayment: the customer repays the loan on time as agreed.

7. loan settlement.

How to write the bank loan settlement certificate is best to have a model.

1, the template is as follows:

2. Loan settlement certificate (intermediate)

The borrower _ _ _ _ _ _ _ _ _ _ (ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. This is to certify that. Seal of bank: (right)

3. Loan settlement procedures:

4. After paying off all the loan principal and interest, you can go to the lending institution to handle the house ownership certificate and the loan settlement certificate. Cancel the mortgage in the real estate trading center of the district or county where the real estate is located;

5. When handling the mortgage cancellation business, you need to fill in the mortgage cancellation application form, provide the loan settlement certificate provided by the lending institution to the borrower, and the house ownership certificate and the house ownership certificate (both certificates are submitted at the same time) or the mortgage certificate that I need to provide;

6. Go to the Real Estate Bureau to cancel the mortgage, and go to the Housing Authority where the house is located to cancel the registration. The Housing Authority will stamp all the warrants (indicating that the mortgage has been paid off).

How about SMS to remind students to repay their loans?

Student loan reminder repayment SMS is as follows:

1. Remind the repayment date: SMS should clearly remind the lender of the repayment date, so that it can repay in time and avoid overdue.

2. Repayment amount: The short message should clearly indicate the amount to be repaid in the current period, so that the lender can clearly understand the amount to be repaid and the repayment period.

3. Repayment method: SMS prompts the repayment method and provides corresponding contact information to help the lender repay.

4. Contact information: SMS should provide contact information such as repayment service hotline, so that the lender can consult relevant questions or conduct repayment operations.

What is the debit message that the bank wants to repay the mortgage?

1. Mr XX of the Postal Savings Bank, the current balance of your savings account with the ending number of 7 12 1 at 8: 00 on February 25th is 15 12.99 yuan, and the principal and interest of personal second-hand housing loan will be deducted on February 28th. Please pay 16 on February 28th. In case the People's Bank of China adjusts the loan interest rate, the actual deduction amount will be adjusted accordingly. Please contact 95580 for details. Thank you for your understanding and support!

2. Dear customer of China Bank, your mortgage repayment amount this month is 16 16.54 yuan, and the maturity date is 0 1. If the balance of your repayment account is insufficient, please deposit it into China Bank in time.

Extended data:

Bank card withholding means that the customer and the company agree to automatically pay the communication fee by withholding the designated bank card. Customers only need to sign a contract at the counter of the company's business hall and bind the bank card to open the business. After signing the contract successfully, the system sends a deduction instruction to the centralized bank card withholding platform, and the bank card withholding platform deducts money from the bank card bound by the customer to complete the payment.

The deduction rule is to deduct the sales of enterprises. In the transfer settlement business, when individual enterprises are unable to repay all kinds of money due to insufficient funds, it should be stipulated in the State Council that the sales income of enterprises should be reserved for the current month's salary and major repair fund first. After withholding the last two funds, if the enterprise cannot pay taxes, profits, loans and payment at the same time, it can deduct the money in the following order:

① Taxes payable; (2) repayment of bank loans; (three) to repay the money of other units; (4) hand in profits, depreciation funds and other income. The order of deduction correctly handles the relationship between the state, enterprises and individuals.

In order to avoid mortgage risks, general banks need borrowers to provide guarantee certificates from legal persons, other economic organizations or natural persons with sufficient compensation capacity. If you can find friends or relatives who are willing to provide guarantees and have financial strength, you can issue written documents and credit certificates for the bank. If not, you need to go to a professional guarantee company to provide guarantee. The fee paid at this time is the mortgage guarantee fee.

Personal housing loan refers to the loan issued by the bank to the borrower for purchasing ordinary housing for personal use. The borrower must provide a guarantee when applying for a personal housing loan. Personal housing loans mainly include entrusted loans, self-operated loans and portfolio loans. entrusted loan

Entrusted loans for individual housing refer to loans issued by banks to individuals who purchase ordinary housing according to regulations, and the source of funds is housing provident fund deposits. Also known as provident fund loans.

Let's stop here for the introduction of the short message template for loan repayment.