How to repay the student loan in Shanxi?

How to repay the national student loan?

I. Bank repayment

Bring your own bank card, ID card and other materials, collect and fill out the application form at the business outlet of the loan handling bank, and hand it over to the counter staff for student loan repayment.

Second, Alipay repays.

1. Log in to the student loan information network of China Development Bank, and click the prepayment application;

2. On the prepayment application page, click Add, select the corresponding contract number, confirm the information and click Submit to complete the addition;

3. When the balance of Alipay account is sufficient, choose Alipay to repay, and then complete the repayment of the national student loan through Alipay automatic deduction every month.

How to repay student loans

Repayment method of student loan:

First, Alipay repays. Applicants can log in to the Alipay account that issued the student loan before, search and pay attention to the life number of "National Development Bank Student Loan", and repay the student loan manually according to the page prompts. In addition, you can also deposit money into the debit account before the 20th of each month, and automatically deduct money from Alipay account on the 20th.

Second, the bank repays. I took my ID card, bank card and other materials to the bank counter for loan to get the application form. After filling it out, I took the completed application form to the counter for repayment.

3. In addition, you can log in to official website of China Development Bank and make online repayment according to the page prompts.

Student loans are generally repaid annually, and you can also apply for early repayment. Repay every year, just before 65438+February 20 every year. The prepayment shall be made from June 1 to June 1 to June 10 every year. After the application is successful, the loan will be paid off at the agreed time.

How to repay the national student loan?

There are several repayment methods for national student loans: 1, and normal repayment. The borrower logs into the CDB student aid system and binds his own Alipay. According to the contract, the repayment amount will be recharged to Alipay account five days before the repayment date, and the system will automatically deduct the money. After the deduction, the borrower can log in to the student online service system to check whether the repayment is successful. 2. prepayment: this method requires the borrower to apply.

How to repay student loans

1. System withholding: recharge your student loan Alipay account before 10, 65438+ every month, and the system will deduct the corresponding funds from the account from 2 1 on the 20th of each month until the end of the month for repayment.

2. Active repayment: log in to Alipay account-[Application Center]-[Student Loan Repayment] on the computer, select I want to repay, and follow the instructions on the page. Simply put, it is operated on the computer side, and it is necessary to open a student loan repayment in the Alipay application center to repay. On the mobile phone side, repayment is made in the online repayment service of "China Development Bank Student Loan". When making repayment, the borrower needs to check the repayment information first, and then click to confirm the repayment in the payable amount.

How to repay the student loan?

1. Alipay repayment:

(1) You can recharge your student loan Alipay account from 1 to 20/every month. From 2 1 to the end of each month, the system will deduct the corresponding amount from your account and deposit it in China Development Bank for repayment.

(2) Log in to Alipay official website, find "Student Loan Repayment" in the "Application Center", select "I want to repay" and follow the instructions on the page.

2. Manual repayment: the loan applicant or * * * and the borrower hold the loan contract and ID card to the local education bureau for repayment.

After using Alipay to repay, the repayment status of China Development Bank system can be updated at the end of the month. If you need to log in to the system for inquiry, you can inquire at the end of this month or early next month.

First, the national student source credit student loan refers to the student loan issued by the National Development Bank to eligible freshmen in colleges and universities and students in counties (cities, districts) where students are registered. The loan from the student's place of origin is a credit loan. The student and his parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.

Second, the loan conditions

1. Students who apply for student-origin credit student loans in their places of origin must meet the following conditions: they have China nationality;

2. Honest and trustworthy, law-abiding;

3. Approved, according to the relevant provisions of the state, the realization of higher education education has been established. Full-time undergraduate colleges, junior colleges, vocational schools and junior colleges in and outside the region officially recognize the true admission notice, and legally and effectively obtain freshmen or students who have studied, graduate students and second bachelor's degree students;

4 students and their parents (or other legal guardians) registered in the same county (city, district);

5. The family is in financial difficulties, and the income is not enough to pay for the tuition and accommodation needed to complete their studies at school.

Iii. Loan amount: increase the national student loan amount to 12000 yuan for undergraduates, junior college students, preparatory students and 16000 yuan for postgraduates, ranging from 1000 to 12000( 16000). In principle, it can be used for students' tuition and accommodation during school. College students who have obtained national student loans in the same year may not apply for student-origin credit student loans at the same time. Loan term: the loan term is school education plus 15 years, with a maximum of 22 years. The grace period is 5 years.

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