What do you mean by the full amount and the minimum repayment amount agreed by ABC's credit card?

Full repayment means one-time payment, with a minimum of 10% plus interest per month. For example, if you spend 1 000, then the full repayment is 1 000, and the minimum repayment amount is the minimum repayment amount, which is generally 10%, which means that if you pay 1 000 in the current month, it will not be overdue.

The minimum repayment amount of a credit card refers to the minimum amount that a credit card holder should repay before (including) the due repayment date stipulated by the bank. If the cardholder chooses the minimum repayment amount, he can't enjoy the interest-free repayment period and needs to pay a certain amount of interest, but it will be regarded as the cardholder's timely repayment, which will not affect his credit history. At present, the calculation method of the minimum repayment amount of credit card is generally 10% of the consumption amount plus other payables. The minimum repayment amount will be shown on the current bill. It should be noted that there is no minimum repayment limit for Jinsui Business Card, and the user must repay in full after receiving the statement, otherwise the overdue repayment penalty, interest and other related expenses will be charged as required.

First, rural commercial banks and rural credit cooperatives are rural cooperative banks, namely rural credit cooperatives.

1, rural credit cooperatives (rural credit cooperatives, rural credit cooperatives) refers to the rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management, and mainly provide financial services for members.

2. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development.

3. Organize and standardize rural funds according to national laws and financial policies, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury. Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zheng Tong Rural Credit Cooperatives Training School, Credit Department of Rural Credit Cooperatives, etc. It is a department under the dual leadership of CBRC and the State Council.

Two, rural credit cooperatives as banking financial institutions have their own characteristics, mainly in:

1, farmers and other individuals in rural areas jointly form cooperative financial organizations whose main purpose is mutual assistance. Its business operation is managed and operated by the personnel designated by the members on the basis of democratic election and is responsible to the members. Its highest authority is the member congress, and the executive body responsible for managing specific affairs and business operations is the Council.

2. The main sources of funds are shares paid by cooperative members, retained provident fund and absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually broadened the channels of borrowing, which is no different from commercial bank loans.

3. Because the business object is a cooperative member, the business process is simple and flexible. The main tasks of rural credit cooperatives are to organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and limit and crack down on usury according to the provisions of national laws and financial policies.