Someone sent a text message saying that someone cheated money and even knew my name. What should I do?

Call the police immediately and let the police solve it.

It is recommended to collect evidence in time and call the police in time to recover your losses. The other party's behavior may be suspected of fraud.

Criminal law of the people's Republic of China

Article 266 Fraud

Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.