How to repay Everbright Credit Card?

What are the repayment methods of Everbright Bank's credit card? Take stock of four repayment methods

The credit card of China Everbright Bank is very popular with people, and many people often use it in their daily lives. Of course, after consumption, you still need to repay. So, how does Everbright Bank repay the credit card? What are the repayment methods of Everbright Bank's credit card?

I. Repayment by Third Party Payment Platform

Nowadays, people use the third-party payment platform such as Alipay more and more frequently in online consumption or life, which can be used not only for consumption, but also for credit card repayment. For example, like Alipay, log in to Alipay, open the "Application Center", select "Credit Card Repayment" and click "Repay Now" to repay your Everbright credit card.

Second, online bank repayment.

Customers who have opened the online banking of China Everbright Bank can also choose to use online banking for repayment, which is also very convenient to operate. After logging in to online banking, select "Credit Card" and then click "Credit Card Repayment".

Third, self-service equipment repayment

You can take the credit card of China Everbright Bank to the self-service equipment of nearby outlets, that is, to the ATM and CRS machines.

Fourth, UnionPay repays online.

You can repay through UnionPay online payment network and support credit card repayment of China Everbright Bank.

The above are four ways to summarize the credit card repayment of China Everbright Bank. People generally use the third-party payment platform to repay their credit cards through Alipay, and there is no handling fee, which is very worthwhile. Of course, other methods are also very convenient and quick.

Convenient way of credit card repayment of China Everbright Bank

Debit card binding repayment

1, automatically associated repayment

The credit card of China Everbright Bank will be automatically deducted from your savings account by default on the due repayment date of each month to repay the credit card account.

The setting/modification of automatic repayment function takes effect immediately. After the last bill date, the automatic repayment method will be set/modified before the current automatic deduction date, and the last bill will be automatically deducted according to the modified method; Set/modify the automatic repayment method after automatic deduction in the current period, and the bill in the previous period will still be automatically deducted as before; The latest version shall prevail.

By default, the associated account of the deposit-loan integrated card is its savings account, and the automatic repayment method defaults to full amount. Customers can modify the default associated account and automatic repayment method. The next night, the due repayment date will be recorded, and the quota will be restored after recording.

Set the channels of automatic associated repayment: counter, calling customer service, online banking and mobile banking.

2. Inter-bank automatic repayment

Customers can log on to our online banking, mobile banking and credit card websites, or dial 95595 to set up inter-bank automatic repayment, and bind their Everbright credit cards with debit cards of other banks to realize automatic repayment.

At present, debit card issuers supporting transfer-out are: Agricultural Bank, China Construction Bank, China Bank, China Merchants Bank, Postal Savings Bank, Industrial Bank and Industrial and Commercial Bank.

3. Debit card online banking related repayment of other banks.

Easily manage multiple bank accounts through Everbright Online Banking.

Automatic collection of funds: signing a contract at one time and setting collection rules can link the bank accounts of China Everbright Bank and other banks, and automatically transfer funds to the designated China Everbright account on a regular basis to improve the efficiency of fund use.

Manual fund collection (real-time deduction by other banks): once the contract is signed, it can be transferred from other banks to the designated account of China Everbright Bank in real time.

The collection of funds is free, regardless of the same city, different places or inter-bank, and the collection of funds through the account of China Everbright Center is free of handling fees. Provide manual real-time, automatic guarantee, quota and other fund collection methods, which saves worry and effort.

Online repayment

1, personal online banking

If the online banking of China Everbright Bank has been opened, and you hold the Sunshine Debit Card of China Everbright Bank or the Current All-in-One Card of China Everbright Bank, you can complete the repayment according to the following steps:

1) Log in to China Everbright Bank: and log in to online banking.

2) Click Account Settings under Account Management, select a new account, and enter a credit card in the pop-up window to finish adding.

3) Click "Credit Card-Credit Card Repayment" to transfer the repayment amount of your Sunshine Debit Card, China Everbright Bank Current Card or Sunshine Savings Account to the credit card account to complete the repayment.

Restore the credit card limit in real time and enter the customer account at night.

2. UnionPay Online

You can use the debit cards of CITIC Bank, China Everbright Bank, Minsheng Bank, China Merchants Bank, Industrial Bank, Shanghai Pudong Development Bank, Ping An Bank, Shenzhen Rural Commercial Bank, Huaxia Bank, Bank of East Asia, Hunan Rural Credit Cooperative Association, Hainan Rural Credit Cooperative Association and other banks to repay your Everbright credit card, restore the credit card limit in real time, and enter the customer account at night.

Repayment process:

Link through the website of Everbright Credit Card or log in directly.

Precautions:

In order to control risks, UnionPay online payment website sets the maximum monthly repayment amount of a debit card as100000 yuan. Once the maximum repayment amount of your current debit card this month exceeds 65,438+000,000 yuan, the system will prompt an error of "Amount Exceeded".

If your debit card chooses "Do not open POS" when handling the card, it will also return "Amount Exceeded".

It is recommended that you call the debit card issuer to check whether this option is set and open it through the issuer channel.

3. Alipay

Alipay credit card repayment function means that the cardholder transfers the funds in the debit card account to his credit card account through online banking through Alipay credit card repayment platform.

Customers log on to Alipay website, choose credit card for repayment, and fill in repayment information. Customers can choose to transfer the debit card to the issuer's online banking for repayment, or choose the balance of Alipay account for repayment.

Support ICBC online banking, China Merchants Bank online banking, China Construction Bank online banking, Bank of China online banking, Agricultural Bank online banking, Bank of Communications online banking, Shanghai Pudong Development Bank online banking, Guangfa online banking, China Everbright online banking, Minsheng online banking, Ping An online banking, Beijing Rural Commercial Bank online banking, Postal Savings online banking and Fudian Bank online banking to transfer payments to our bank; It also supports the repayment of Alipay account balance.

Self-service equipment repayment

1. Cash repayment for self-service equipment

Use the credit card in the self-service cash deposit and withdrawal machine of China Everbright Bank, select "Cash Repayment", put in RMB cash, and complete RMB repayment after confirming the repayment amount.

Restore the credit card limit in real time and enter the customer account at night.

2.ATM transfer repayment

Use the Sunshine Debit Card on the self-service equipment (ATM, CRS, payment machine) of China Everbright Bank, select "Credit Card Repayment", and enter the RMB repayment amount and credit card to complete the RMB repayment.

3. Lacarra

The cardholder swipes the credit card and debit card, inputs the repayment amount, debit card password and other information on the smart payment terminal of any convenient payment outlet in Lacarra, and completes debit card deduction and credit card repayment through the UnionPay clearing platform. In this way, the cardholder can use the UnionPay logo debit card issued by any bank to repay the credit card of our bank (except the US dollar single currency Olympic card), and the inter-bank repayment fee is borne by our bank, and the cardholder does not need to pay this fee.

Everbright Credit Card repays through Lacarra channel, recovers the credit card limit in real time, and gives credit to customers at night. (To be on the safe side, customers are advised to repay 2-3 days in advance. )

Repayment through Lacarra should not exceed 3 per card per month, which is a unified restriction of Lacarra, and the bank does not require it. If the customer asks this question, it is recommended that the customer call Lacarra.

Counter repayment

1. Repayment at the bank counter

1) directly deposit RMB cash or foreign currency cash into the credit card at the counter of China Everbright Bank to complete the repayment.

2) Transfer to the credit card account through Sunshine Debit Card or RMB or foreign currency account of China Everbright Bank to complete the repayment.

Restore the credit card limit in real time and enter the customer account at night.

2. Inter-bank transfer/remittance repayment at other banks' counters

You can make repayment at other bank counters by transfer or remittance. Tips for filling in the remittance slip: payee-any branch of China Everbright Bank (it is recommended to fill in the local branch of China Everbright Bank);

Payee-the name of the credit card customer;

Collection account number-credit card;

Remittance purpose-credit card repayment.

1-3 working days for posting, and the credit card limit will be restored after posting. (To be on the safe side, customers are advised to repay 2-3 days in advance).

Telephone repayment

Mobile banking repayment

1) Add a credit card account and log in to Mobile Banking. Click "My Settings" and enter the account number and transaction password in the "Add Account" column to complete the addition.

2) Credit Card Repayment Click "Credit Card-Credit Card Repayment" to restore the credit card limit in real time and credit it into the customer's account at night.

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How to repay the credit card of China Everbright Bank?

I. Credit card repayment method of China Everbright Bank-automatic repayment

When you successfully associate the Everbright Bank credit card with the Everbright Bank debit card or current all-in-one account, you can transfer the repayment from your designated Everbright debit card or current all-in-one account to my Everbright Credit Card every month.

Precautions:

(1) The automatic repayment method can only use the debit card or current all-in-one of the main credit card holders as credit card-related repayment accounts, and the account name and certificate number of the transfer-out account must be exactly the same as that of the main credit card holder.

(2) There are two ways of automatic repayment in USD account, one is automatic remittance in USD, and the other is automatic repayment in RMB purchase of foreign exchange. You can choose the corresponding repayment method according to the currency of your daily balance funds, but you cannot open it at the same time.

(3) Automatic repayment can choose full repayment or minimum repayment.

(4) After the automatic repayment takes effect, the bank will deduct the credit card account payable in the current month from your designated account on the due repayment date, and you don't need to repay it yourself; If the balance of the associated account is insufficient, the balance will be deducted to "0" yuan, and the rest will not be deducted separately. You need to pay it yourself. If you repay after the due date, you will have to bear the fees such as late fees and interest.

Application method:

(1) Check the application form: When applying for a credit card, fill in the debit card or current all-in-one account number of China Everbright Bank in the "autopay repayment information" column on the application form to check the repayment method. If the repayment method is not checked, the default is full repayment; The dual-currency card has the function of RMB automatic transfer and repayment, and at the same time, the function of RMB automatic foreign exchange purchase and repayment is turned on by default.

(2) Telephone banking application: Call the 24-hour customer service hotline 4008- 1-95595, and open the functions of RMB automatic transfer repayment, US dollar automatic transfer repayment or RMB automatic purchase of foreign exchange repayment through voice service or manual service.

(3) Apply for online banking through China Everbright Bank: log in to the home page of China Everbright Bank, and individual users log in to the "Popular Edition" or "Professional Edition" of online banking, and select "Automatic Repayment Settings" or "Repayment Settings for Purchase of Foreign Exchange" to apply for corresponding automatic repayment.

Second, Everbright Bank's credit card repayment method-UnionPay online repayment

You can repay our credit card with debit cards from nearly ten banks through the online payment network of UnionPay. Debit cards of China Merchants Bank, Industrial Bank, Shenzhen Development Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Minsheng Bank, Shenzhen Ping An Bank (Shenzhen Commercial Bank), Shenzhen Rural Commercial Bank and Bank of Communications (Shenzhen) can transfer the repayment to our credit card. During the promotion period, the inter-bank transfer fee is temporarily waived.

Precautions:

(1) Before repayment, real-name binding verification is required for transferring debit card and credit card.

(2) Real name information must be used when registering. Otherwise, the binding card and real-name verification process will not be verified.

(3) Your repayment will be received within three working days of the actual repayment date, and the repayment after 23 o'clock will be regarded as the next day's transaction. If the repayment fails to arrive on time, you can call UnionPay customer service at 955 16 for consultation. In order to protect your interests, please repay within three working days at the latest.

(4) The online payment website of UnionPay sets the maximum monthly repayment amount for each user as 20,000 yuan. No matter how many debit cards you have bound, once your accumulated repayment amount exceeds 20,000 yuan this month, an error message "Amount Exceeded" will appear.

(5) Debit card issuers supporting this business shall be subject to the publication of UnionPay online website.

(6) For the debit card segment supporting this business, please consult UnionPay customer service telephone number 955 16.

Third, one of the credit card repayment methods of China Everbright Bank-LACarra convenience payment network.

You can use any debit card with UnionPay logo to automatically repay your Everbright Bank credit card at any payment terminal of Lacarra convenience payment outlets. There is no handling fee for this business temporarily.

Repayment process:

1. Select "Credit Card Repayment" →2. Brush or enter Everbright Credit Card and confirm →3. Enter the repayment amount and confirm →4. Enter the number of the message recipient →5. Enter the password by swiping the debit card and confirm →6. End the repayment and print the receipt →7. Receive SMS notifications.

Distribution of convenient payment outlets:

Xinfutong terminals are widely distributed in office buildings, convenience stores and grocery stores around residential areas in Beijing, Shanghai, Shenzhen and other large and medium-sized cities, all over your working and living areas. Lacarra has built and opened more than15,000 outlets. The specific placement location shall be subject to the information published on the website of Lacarra. For more information, see.

Four. Credit card repayment method of China Everbright Bank-Counter repayment

At maturity, you can use credit card and cash to repay in RMB or USD at our business outlets. If you have a Everbright debit card or a current all-in-one card, you can also transfer money at the branch counter to repay the loan. In addition, the counter can also handle the repayment of foreign exchange.

Verb (abbreviation of verb) One of the repayment methods of China Everbright Bank's credit card-self-service equipment repayment

(a), self-service equipment transfer repayment

The self-service devices provided by Everbright with the function of "credit card repayment" include: ATM, CRS (self-service deposit and withdrawal machine), multimedia self-service terminal and payment machine.

Everbright Debit Card holders can transfer money to their own or others' credit cards for repayment on our ATM, CRS and other self-service devices. Except for multimedia self-service terminals, other self-service devices only accept RMB transfer repayment.

Operation process:

1. Insert Everbright Debit Card →2. Enter the debit card transaction password →3. Select "credit card repayment" →4. Enter Everbright Credit Card →5. Enter the repayment amount →6. Confirm and select Print Receipt →7. Select "Get Card".

(CRS ATM deposit

You can carry your credit card and cash, and handle RMB cash deposit and withdrawal and repayment at China Everbright Bank business outlets or self-service outlets through CRS.

Operation process:

1. Insert Everbright Credit Card →2. Enter the credit card transaction password →3. Select "Deposit" →4. Put the cash into the "cash entrance" →5. Confirm →6. Confirm the deposit amount →7. Select Print Receipt →8. Select "Get Card".

Intransitive Verb China Everbright Bank Credit Card Repayment Method-Online Banking Transfer Repayment (Popular Edition, Professional Edition)

Operating steps:

Log in to "Popular Edition" or "Professional Edition" of personal online banking on the homepage of China Everbright Bank, select "Credit Card"-"Credit Card Repayment", and follow the prompts on the page to realize credit card repayment of Everbright debit card or current all-in-one account.

Precautions:

(1), online banking "Popular Edition" only supports my current account for credit card repayment. The credit card account needs to be linked to online banking first, and the credit card will appear in the "Credit" drop-down box on the "Credit Card Repayment" page in order to successfully realize repayment.

(2) Online banking "Professional Edition" can repay any credit card (including my own and others' credit cards) from our current account. By adding online banking, you can select the credit card to be repaid in my name in the drop-down box, and provide the function of manually entering the credit card to be repaid, which is convenient for repayment of credit cards not in my name.

(3) Operating procedures of credit card and online banking: 1. Log in to Online Banking Professional Edition/Popular Edition →2. Select "Customer Service" →3. Select "Add Credit Card Account" →4. Enter the credit and password →5. Click "OK".

Seven. China Everbright Bank Credit Card Repayment Method-Inter-bank Transfer and Remittance

You can make repayment at other bank counters by transfer or remittance. Please fill in the following documents:

Payee: the name of the credit card holder who needs repayment.

Collection account number: credit card to be returned.

Receiving bank or account opening bank: any Everbright business outlet (it is recommended to fill in the local Everbright Bank outlet).

Precautions:

To repay the loan in this way, you have to bear the remittance fee charged by other banks. Please consult the accepting bank for the specific arrival time and handling fee standard.

This is the end of the introduction of how Everbright Credit Card repays, and it is also the billing date of Everbright Credit Card No.22. I wonder if you have found the information you need?