How to write credit card dunning SMS?

"Sir * * *: Hello! Your current account has passed the deadline, please pay it quickly. Bill amount: RMB * * *. Xx Card Center. "

"Tips: Your credit card bill with suffix * * * * has passed the final repayment period on July 0 1 year. Please pay as soon as possible to avoid affecting your credit history. Thank you for your repayment!

Credit card introduction

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

Advantages of credit card

Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, it is enough to return the consumption amount on time.

1. You can spend money without overdraft, enjoy an interest-free period of 20-56 days, and repay on time without any charge (most banks will charge 0.5% interest and 2% handling fee on the day of cash withdrawal, and ICBC will only charge interest);

2. It is not only safe and convenient to swipe your card when shopping, but also a bonus gift;

3. Special merchants who hold cards in banks can enjoy preferential treatment;

4. Accumulate personal credit, add a credit record to your credit file, and benefit for life;

5. Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATMs and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending. It is best not to withdraw cash, which is expensive and uneconomical. )

6. Credit card spending, extracting existing points from some credit cards, and various discounts and lottery activities throughout the year, so that you can always have surprises when using the card; (Most credit cards have no points for online payment, but online payment is very convenient and fast. )

7. Mail the statement free of charge every month, so that you can grasp every consumer expenditure transparently; (Now advocating environmental protection, you can cancel the paper statement and change it into an electronic statement. )

8. Unique supplementary card function, suitable for husband and wife to jointly manage their finances or master their children's financial expenses;

9. The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB;

10.400 telephone or 9-character 5-digit short number 24-hour service, loss reporting takes effect immediately, and there is no risk of losing the card;

1 1. Validity period: It is known that the validity period of domestic credit cards is generally three to five years.

12. Use the third-party platform (the domestic platform supporting credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services for cardholders.

Finishing: wjl20 1604